PDA

View Full Version : U.S. Issues Health Card Bill. What is contains, what is in the bill inside this thread.


BigRedChief
09-16-2009, 10:43 AM
Actual Bill and what it proposes


For Immediate Release Contact: Scott Mulhauser
September 16, 2009 Erin Shields

(202) 224
‐4515

BAUCUS INTRODUCES LANDMARK PLAN TO LOWER HEALTH CARE COSTS,

PROVIDE QUALITY, AFFORDABLE COVERAGE
Congressional Budget Office estimates the fully paid





‐for‐package

will increase quality health coverage and reduce federal deficit within ten years

Washington, DC





Senate Finance Committee Chairman Max Baucus (D‐Mont.) today

introduced the America’s Healthy Future Act, landmark health care reform legislation to

lower costs and provide quality, affordable health care coverage. The Chairman’s Mark
will make it easier for families and small businesses to buy health care coverage, ensure
Americans can choose to keep the health care coverage they have if they like it and slow
the growth of health care costs over time. It will bar insurance companies from
discriminating against people based on health status, denying coverage because of preexisting
conditions, or imposing annual caps or lifetime limits on coverage. The bill
would improve the way the health care system delivers care by improving efficiency,
quality, and coordination. The $856 billion dollar package will not add to the federal
deficit. The Finance Committee will meet to begin voting on the Chairman’s Mark next
week.
“The cost of America’s broken health care system has stretched families, businesses
and the economy too far for too long. For too many, quality, affordable health care is
simply out of reach,”





said Baucus. “This is a unique moment in history where we can

finally reach an objective so many of us have sought for so long. The Finance

Committee has carefully worked through the details of health care reform to ensure
this package works for patients, for health care providers and for our economy. We
worked to build a balanced, common





‐sense package that ensures quality, affordable

coverage and doesn’t add a dime to the deficit. Now we can finally pass legislation

that will rein in health care costs and deliver quality, affordable care to the American
people.”
Provisions included in the legislation to ensure





Americans have quality, affordable,

health care


coverage would:




Create health care affordability tax credits to help low and middle income

families purchase insurance in the private market;






Provide tax credits for small businesses to help them offer insurance to their

employees;

‐‐




more‐‐




Allow people who like the coverage they have today the choice to keep it;




Reform the insurance market to end discrimination based on pre‐existing

conditions and health status ;






Eliminate yearly and lifetime limits on the amount of coverage plans provide;




Create web‐based insurance exchanges that would standardize health plan

premiums and coverage information to make purchasing insurance easier;






Give consumers the choice of non‐profit, consumer owned and oriented plans

(CO


‐OP);




Standardize Medicaid coverage for everyone under 133 percent of the federal

poverty level.

Provisions included in the legislation to improve the




quality of care, increase efficiency

within the health care system, and


lower health care costs would:




Shift incentives in Medicare to reward better care, not just more care;




Increase the number of primary care doctors in the system;




Aggressively fight fraud, waste, and abuse in Medicare;




Encourage all of a patient’s doctors to coordinate care and reduce duplication

and waste;






Create incentives for health care providers to improve quality by using safer,

more cost effective health technology like electronic medical records; and






Increase health care research so doctors know what care works best for which

patients.

Provisions included in the legislation to promote




preventive health care and wellness

would:






Provide annual “wellness visits” for Medicare participants and their doctors to

focus on prevention;






Eliminate out‐of‐pocket costs for screening and prevention services in Medicare;




Create incentives in Medicare and Medicaid for completing healthy lifestyle

programs;






Increase federal Medicaid funding for states that cover recommended

preventive services and immunizations for enrollees at no extra cost; and






Provide free tobacco cessation services for pregnant women in Medicaid.

The Congressional Budget Office estimates the Chairman’s Mark would make an $856

billion investment in the health care system over ten years. That investment would be
fully paid for mostly through increased focus on quality, efficiency, prevention and
adjustments in federal health program payments, without adding to the federal deficit.
A summary of the Chairman’s Mark follows below. The full text of the America’s
Healthy Future Act is available at:





http://finance.senate.gov/sitepages/leg/LEG

2009/091609 Americas_Healthy_Future_Act.pdf


.

‐‐


more‐‐

“The America’s Healthy Future Act”

Providing Quality Coverage to All Americans
Americans who like their health insurance and want to keep it can do so. For the
millions of Americans who don’t have or can’t afford employer





‐provided coverage, or

who are being denied coverage due to a pre


‐existing condition, the Chairman’s Mark

reforms the individual and small


‐group markets, making coverage affordable and

accessible.

Individual Market Reforms –




The Mark would require insurance companies to issue

coverage to all individuals regardless of health status; insurers would no longer be

allowed to limit coverage based on pre




‐existing conditions. Limited variation in

premium rates would be permitted for tobacco use, age, and family composition.

Variation in rating would be allowed between geographic areas, but would not differ
within a geographic area.
Small Group Market Reforms –





Rating rules for the individual market would also apply to

the small group market, as defined by states. This would include groups of one to 50

employees, but could include companies with up to 100 employees, depending on
current state law.
Health Insurance Exchanges –





The Mark would make purchasing health insurance

coverage easier and more understandable by using the Internet to present consumers

with available plans. The Mark would create state




‐based web portals, or “exchanges”

that would direct consumers purchasing plans on the individual market to every health

coverage option available in their zip code. The exchanges would offer standardized
health insurance enrollment applications, a standard format companies would use to
present their insurance plans, and standardized marketing materials. The
exchanges would have a call center for customer support. The exchanges would also
enable users to determine whether they are eligible for health care affordability tax
credits or public programs and would enable consumers without access to the Internet
to enroll through the mail or in person in a variety of locations.
Small Group Purchasing Through SHOP Exchanges






Under the Chairman’s Mark, small

businesses would have access to state


‐based Small Business Health Options Program

(SHOP) exchanges. These exchanges – like the individual market exchanges – would be

web portals that make comparing and purchasing health care coverage easier for small
businesses.
‐‐





more‐‐

Transitioning to a Reformed Insurance Market –


Once the insurance market reforms

take effect, people who want to keep the insurance they have today can do so. Plans

would be allowed to continue to offer the coverage they offer today and this coverage
would be grandfathered. These grandfathered plans would only be available to those
people who are enrolled today or, in the case of a small employer, to new employees
and their dependents. People who qualify for the health care affordability tax credits in
the reformed market would not be able to use the credits to purchase grandfathered
plans. Tax credits would be offered only to purchase plans created in the reformed
market that meet the new benefit standards.
Transitioning for Rating Requirements






Federal rating rules for the individual market

(other than for grandfathered plans) would take effect by January 1, 2013. Federal

rating rules for the small group market would be phased in over a period of up to five
years, as determined by each state, with approval from the Secretary of HHS.
Medicaid –





The Chairman’s Mark would standardize Medicaid eligibility for all parents,

children, pregnant women and childless adults at or below 133 percent of the Federal

Poverty Level (FPL), or $30,000 a year for a family of four ($14,400 for an individual),
beginning in 2014. Individuals between 100 percent of FPL and 133 percent of FPL
would be given the choice of enrolling in either Medicaid or in a private health insurance
plan offered through a health insurance exchange. The federal government would
provide additional funding to states for services for newly eligible Medicaid
beneficiaries. The Chairman’s Mark would also guarantee prescription drug benefits to
all Medicaid beneficiaries.
Prescription Drug Benefits –





Medicare beneficiaries who enroll in the Medicare Part D

prescription drug program will receive significant help purchasing prescription drugs

when they hit the coverage gap portion, or “donut hole” of the benefit. Instead of
paying 100 percent of their drug costs in the gap, Part D beneficiaries with low to
moderate incomes will receive a 50 percent discount on the price of brand





‐name drugs

covered by their plan. The discount makes expensive medicines more affordable and

helps beneficiaries stay on treatments that their doctors prescribe.
Children’s Health Insurance Program –





The Chairman’s Mark would not make changes to

the Children’s Health Insurance Program (CHIP) until after September 30, 2013, when

the current reauthorization period ends. Then, states would be required to provide
children between Medicaid eligibility levels and at least 250 percent of FPL with
wraparound coverage to supplement the core benefit package available through the
exchange. These additional services would be the early and periodic screening,
diagnosis and treatment (EPSDT) services available to children in Medicaid. Current
CHIP cost





‐sharing protections would continue to apply. CHIP benefits under this new

form of delivery would be equally as or more generous than the current structure.

‐‐

BigRedChief
09-16-2009, 10:45 AM
Addressing Health Care Disparities – The Chairman’s Mark would require federal health
programs to collect uniform data on race, ethnicity, gender and disability to help
program administrators and researchers work to end disparities among these groups.
Promoting Maternal and Child Health – The Chairman’s Mark would provide funding to
states, tribes and territories to develop and implement one or more evidence-based
Maternal, Infant and Early Childhood Home Visitation programs. Program options
would provide training and consultation aimed at reducing infant and maternal
mortality and its related causes by producing improvements in prenatal, maternal and
newborn health, child health and development, parenting skills, school readiness,
juvenile delinquency and family economic self-sufficiency.
Making Coverage Affordable
The cost of health insurance has increased five times faster than wages over the last
eight years. Estimates show that just seven years from now, most Americans will spend
nearly half their income on health insurance. American businesses pay nearly three
times more than our major trading partners for health care benefits. Unaffordable
coverage prevents these companies from competing in the global market. The Mark
makes coverage more affordable by providing tax credits for low and middle-income
individuals and small businesses, and by strengthening public programs.
Options for Standard Benefits – The Mark creates four benefit categories for the
reformed health insurance market: bronze, silver, gold and platinum. No policies
(except grandfathered policies) would be issued in the individual or small-employer
market that do not comply with one of the four categories. All insurers would have to
offer coverage in the silver and gold categories. All plans would be required to provide
primary care and first-dollar coverage for preventive services, emergency services ,
medical and surgical care, physician services, hospitalization, outpatient services, day
surgery and related anesthesia, diagnostic imaging and screenings, including x-rays,
maternity and newborn care, pediatric services (including dental and vision care),
prescription drugs, radiation and chemotherapy, and mental health and substance
abuse services. Plans would not be allowed to set lifetime limits on coverage or annual
limits on any benefits. Plans would have out-of-pocket limits at least equal to the limits
for Health Savings Accounts (HSAs), which will be $5,950 for an individual and $11,900
for a family in 2010.
--more--
Health Care Affordability Tax Credits –The Mark would provide an advanceable,
refundable tax credit for low and middle-income individuals to subsidize the purchase of
health insurance. Beginning in 2013, tax credits would be available on a sliding scale for
individuals and families between 134-300 percent of FPL (Federal Poverty Level) to help
offset the cost of private health insurance premiums. Beginning in 2014, the credits are
also available to individuals and families between 100-133 percent of FPL. The credits
would be based on the percentage of income the cost of premiums represents, rising
from three percent of income for those at 100 percent of poverty to 13 percent of
income for those at 300 percent of poverty. Individuals between 300-400 percent of
FPL would be eligible for a premium credit based on capping an individual’s share of the
premium at a flat 13 percent of income. A cost-sharing subsidy would be provided to
limit the amount of cost-sharing that individuals and families between 100-200 percent
of FPL have to pay. Undocumented immigrants are prohibited from benefiting from the
credit.
Small Business Health Care Affordability Tax Credits – This proposal would provide a tax
credit to small businesses that offer health insurance to their employees. In 2011 and
2012, eligible employers can receive a small business credit for up to 35 percent of their
contribution. Once the exchanges are up and running in 2013, qualified small employers
purchasing insurance through the exchanges can receive a tax credit for two years that
covers up to 50 percent of the employer’s contribution. Small businesses with 10 or
fewer employees and with average taxable wages of $20,000 or less will be able to claim
the full credit amount. The credit phases out for businesses with more than 10
employees and average taxable wages over $20,000, with a complete phase out at 25
employees or average taxable wages of $40,000.
Cafeteria Plan Changes - This proposal creates a Simple Cafeteria Plan – a vehicle
through which small businesses can provide tax-free benefits to their employees. This
change would ease the participation restrictions and include self-employed individuals
as qualified employees. The proposal also exempts employers who make contributions
for employees under a simple cafeteria plan from pension plan nondiscrimination
requirements applicable to highly compensated and key employees. Finally, the
proposal allows for qualified long-term care insurance to be provided under a cafeteria
plan to the extent the amount of such contributions does not exceed the eligible longterm
care premiums for the contract. This proposal is effective beginning on January 1,
2011.
Consumer Owned and Oriented Plan (CO-OP) – The Mark creates authority for the
formation of the Consumer Owned and Oriented Plan (CO-OP). These plans can operate
at the state, regional or national level to serve as non-profit, member-run health plans
to compete in the reformed non-group and small group markets. These plans will offer
consumer-focused alternatives to existing insurance plans. Six billion dollars of federal
seed money would be provided for start-up costs and to meet solvency requirements.
--more--
Personal Responsibility – The Mark would create a personal responsibility requirement
for health care coverage, with exceptions provided for a variety of reasons including
religious conscience (as defined in Medicare) and an exemption for undocumented
workers.
Individuals who fail to meet the requirement are subject to a penalty. If an individual’s
income is between 100 and 300 percent of poverty, the penalty for failing to obtain
health coverage is $750 per person per year with a maximum of $1,500 per family. If an
individual’s income is above 300 percent of poverty, the penalty for failing to obtain
coverage is $950 per person per year with a maximum of $3,800 per family.
Exemptions from the penalty will be made for individuals where the full premium of the
lowest cost option available to them (net of subsidies and employer contribution, if any)
exceeds ten percent of their adjusted gross income (AGI); those below 100 percent of
FPL; any health arrangement provided by established religious organizations comprised
of individuals with sincerely held beliefs (e.g., such as those participating in Health
Sharing Ministries); those experiencing hardship situations (as determined by the
Secretary of Health and Human Services); and an individual who is an Indian as defined
in section 4 of the Indian Health Care Improvement Act. Additionally, in 2013,
individuals at or below 133 percent of FPL will be exempt from the penalty. When
making these determinations, income from individuals not subject to the mandate
should not be considered.
Responsibility for Employers – The Mark would not require employers to offer health
insurance. However, effective January 1, 2013, all employers with more than 50
employees who do not offer coverage will have to reimburse the government for each
full-time employee (defined as those working 30 or more hours a week) receiving a
health care affordability tax credit in the exchange equal to 100 percent of the average
exchange subsidy up to a cap of $400 per total number of employees whether they are
receiving a tax credit or not.
As a general matter, if an employee is offered employer-provided health insurance
coverage, the individual would be ineligible for a health care affordability tax credit for
health insurance purchased through a state exchange. An employee who is offered
coverage that does not have an actuarial value of at least 65 percent or who is offered
unaffordable coverage by their employer, however, can be eligible for the tax credit.
Unaffordable is defined as 13 percent of the employee’s income. A Medicaid-eligible
individual can always choose to leave the employer’s coverage and enroll in Medicaid.
In this circumstance, the employer is not required to pay a fee.
--

BigRedChief
09-16-2009, 10:46 AM
Strengthening Coverage of Preventive Services in Medicare and Medicaid
For the nearly one in three Americans covered under Medicare or Medicaid, the
Chairman’s Mark makes critical investments in policies that will promote healthy living
and help prevent costly chronic conditions like diabetes, cancer, heart disease, obesity
and mental illness. Preventive screenings enable doctors to detect diseases earlier
when treatment is most effective averting more serious, costly health problems later.

Providing Personalize Prevention Plan and Wellness Visit
‐ The Chairman’s Mark provides

Medicare beneficiaries with a free visit to their primary care provider every year to

create and update a personalized prevention plan to address health risks and chronic

health problems and to design a schedule for regular recommended preventive
screenings.
Improving Access to Preventive Services








The Mark eliminates out‐of‐pocket costs for

recommended preventive services for Medicare beneficiaries. Beneficiaries will no

longer face financial deterrents for seeking preventive care. The Chairman’s Mark also

encourages states to cover preventive services recommended by the U.S. Preventive
Services Task Force (USPSTF) and immunizations recommended by the Advisory
Committee on Immunizations (ACIP) to adults enrolled in Medicaid. States that opt to
cover recommended services and immunizations without cost‐sharing would receive a
one percent increase in the federal share of the FMAP reimbursement rate for those
services. All states would be required to provide comprehensive tobacco cessation
services to pregnant women enrolled in Medicaid.
Moving Toward Patient







‐Centered Care ‐
The Chairman’s Mark creates a new state

option and rewards states for providing chronically ill individuals enrolled in Medicaid

with a health home. Participating enrollees will receive comprehensive care

coordination and management, transitional care and, if relevant, referral to communitybased
programs and social services. States that take up this option will receive an
enhanced match for two years.
Rewarding Healthy Lifestyles








The Mark establishes an initiative that will reward

Medicare and Medicaid participants for healthier choices. Funding will be available to

provide participants with incentives for completing evidence‐based, healthy lifestyle

programs and improving their health status. Programs will focus on lowering certain
risk factors linked to chronic disease such as blood pressure, cholesterol and obesity.
‐‐







more‐‐

Reforming the Health Care Delivery System

Medicare currently reimburses health care providers on the basis of the volume of care

they provide. For every test, scan or procedure conducted, providers receive payment –
regardless of whether the treatment contributes to helping a patient recover. Medicare
must move to a system that reimburses health care providers based on the quality of
care they provide. The Chairman’s Mark includes various proposals to move the
Medicare fee‐for‐service system towards paying for quality and value. These proposals
include the following:
Hospital Value







‐Based Purchasing ‐
The proposal would establish a value‐based

purchasing program for hospitals starting in 2012. Under this program, a percentage of

hospital payment would be tied to hospital performance on quality measures related to

common and high‐cost conditions, such as cardiac, surgical and pneumonia care. Quality
measures included in the program (and in all other quality programs in this section) will
be developed and chosen in cooperation with external stakeholders.
Physician Value







‐Based Purchasing ‐
This provision would strengthen and expand the

Physician Quality Reporting Initiative (PQRI) program, including requiring all eligible

health professionals to participate by 2011. It would also improve the Medicare

physician feedback program and penalize physicians who utilize significantly more
resources than their peers.
Medicare Home Health Agency and Skilled Nursing Facility Value







‐Based Purchasing


CMS is currently testing value


‐based purchasing models for these providers. Building on

this effort, this provision would direct the Secretary to submit a plan to Congress by

2011 related to home health providers and 2012 related to skilled nursing facilities

outlining how to effectively move these providers into a value‐based purchasing
payment system.
Quality Reporting for Other Providers







‐ This provision would set providers – long‐term

care hospitals, inpatient rehabilitation facilities, PPS‐exempt cancer hospitals and

hospice providers – on a path toward value‐based purchasing by requiring the Secretary

to implement quality measure reporting programs for certain providers. Providers who
do not successfully participate in the program would be subject to a reduction in their
annual market basket update.
‐‐







more‐‐

Encouraging Collaboration Among Health Care Providers

Patients receive the best possible care when doctors collaborate and work together to

coordinate care. Current payment systems often discourage such care coordination.
When providers in different settings – like doctor’s offices, hospitals, nursing homes and
rehabilitation facilities – work together, patients benefit from receiving better care and
costs in the system are lower.
Payment for Accountable Care







− To encourage providers to improve patient care and

reduce costs, the Mark would allow high‐quality providers that coordinate care across a

range of health care settings to share in savings they achieve to the Medicare program.

CMS Innovation Center






‐ This provision would establish an Innovation Center at the

Centers for Medicare & Medicaid Services (CMS) that would have the authority to test

new patient‐centered payment models that encourage evidence‐based, coordinated

care. Payment reforms that are shown to improve quality and reduce costs could be
expanded throughout the Medicare program.
National Pilot Program on Payment Bundling








The Chairman’s Mark would direct the

Secretary to develop a voluntary pilot program encouraging hospitals, doctors and postacute

care providers to achieve savings for the Medicare program through increased

collaboration and improved coordination of patient care by allowing the providers to
share in such savings.
Reducing Avoidable Hospital Readmissions







‐ To improve quality of care, this provision

would direct CMS to track national and hospital‐specific data on the readmission rates

of Medicare participating hospitals for certain high‐cost conditions that have high rates

of potentially avoidable hospital readmissions. Starting in 2012, hospitals with
readmission rates above a certain threshold would have payments for the original
hospitalization reduced by 20 percent if a patient with a selected condition is rehospitalized
with a preventable readmission within seven days or by 10 percent if a
patient with a selected condition is re‐hospitalized with a preventable readmission






within 15 days.

BigRedChief
09-16-2009, 10:47 AM
Infrastructure Investments: Tools to Reduce Costs and Improve Quality
Efforts to reduce costs and improve quality in the health care delivery system will
require equal efforts to modernize the system with new tools that support coordinated
quality care. Investments in the health care infrastructure are essential to creating a
more effective, efficient delivery system.
--more--
Strengthening the Quality Infrastructure - Additional resources would be provided to the
Department of Health and Human Services (HHS) to strengthen the quality measure
development processes for purposes of improving quality, informing patients and
purchasers, and updating payments under federal health programs. Specifically, the
Secretary of HHS would be directed to develop a national quality strategy; establish an
interagency working group on health care quality; provide additional resources for
quality measure development and endorsement; and establish a process for HHS to
work with external stakeholders, such as the National Quality Forum, to select quality
measures to be included in Medicare value-based purchasing and pay-for-reporting
programs.
Research and Information - The Mark would invest in research on what treatments
work best for which patients and ensure that information is available and accessible to
patients and doctors, such as through the establishment of an independent institute to
research the effectiveness of different health care treatments and strategies. These
provisions are carefully crafted so that patients would never be denied treatment based
on age, disability status or other related factors as a result of the research findings.
Transparency - To increase transparency, the Chairman’s Mark would provide patients
with information about physician-industry relationships – so called “physician payment
sunshine,” close loopholes in physician self-referral laws that allow conflicts of interest,
and provide patients and families with more information about nursing home facilities
and hospital charges to help them make better decisions. The Chairman’s Mark would
also require drug manufacturers and distributors to report information they already
collect regarding the number and type of drug samples given to physicians. The Mark
would also require the nation’s hospitals to make their average charge information for
commercial payers and self-pay patients available to the public.
Strengthening Primary Care and Other Healthcare Workforce Improvements
Primary care physicians play a critical role in our health care system. They are vital to
reducing costs and improving quality in the health care system. Primary care doctors
provide preventive care, help patients make informed medical decisions, assist with care
management, and help coordinate with a patient’s other care providers. Despite their
critical function, primary care doctors receive significantly lower Medicare payments
than other doctors, which has played a role in the current shortage of primary care
providers.
Promoting Primary Care – To encourage more primary care doctors to be part of the
system, the Chairman’s Mark would provide primary care practitioners and targeted
general surgeons with a Medicare payment bonus of ten percent for five years.
--more--
Health Care Workforce - Ensuring America’s health care system has a sufficient supply
of health care professionals to meet the demands of a changing and aging population is
essential to maintaining focus on high-quality, cost efficient care. To strengthen the
health care workforce, the Mark would be increase graduate medical education (GME)
training positions through a slot re-distribution program for currently unused training
slots and priority would be given to increasing training in primary care and general
surgery. The proposal would also encourage additional training in outpatient settings
and ensure communities retain vital training slots if a hospital closes. It would establish
a Workforce Advisory Committee made up of external stakeholders tasked with working
with HHS and other relevant federal agencies to develop and implement a national
workforce strategy. The Chairman's Mark establishes competitive demonstration grant
programs designed to help low-income individuals obtain the education and training
needed for well-paying, high-demand health care jobs. The Mark also includes
demonstration grants for up to six states to develop training and certification programs
for personal and home care aides.
Ensuring Beneficiary Access and Payment Accuracy in Medicare
The Chairman’s Mark ensures that Medicare beneficiaries will continue to have access
to physicians and other critical health care providers. The Mark also improves the
accuracy of Medicare payments to providers. Reducing overpayments to providers
saves money for seniors and taxpayers without limiting beneficiary access.
Physicians – Due to the flawed Sustainable Growth Rate (SGR) formula, physician
payments are scheduled to be reduced by 22 percent in 2010. To ensure that Medicare
beneficiaries continue to have access to physician services, the Chairman’s Mark
replaces the impending cut with a positive update next year.
Medicare Advantage – Private insurers that participate in Medicare should bring value
to the program and to beneficiaries. The Chairman’s Mark would improve the value of
Medicare Advantage by reforming payments so that they appropriately reimburse
insurers for their costs and promote plans that offer high quality, efficient health care
for seniors.
--more--
Specifically, the Mark would transition current Medicare Advantage payments which are
based on statutory benchmarks to payments based on competitive bids from the
insurers. It would eliminate overpayments to Medicare Advantage plans and addresses
the inequitable distribution of rebates paid to plans by making any extra payment
contingent on plan performance. Under the Mark, plans would be eligible for bonus
payments based on their performance on quality measures and the operation of
evidence-based care management programs. Plans that provide care at lower costs
than traditional Medicare would also be eligible for an efficiency bonus. Rebates and
bonuses paid to MA plans would need to be used to provide additional benefits that are
not covered under Medicare. The Mark would preserve plans’ ability to offer benefit
packages that differ from or supplement traditional Medicare. The Mark would add
important protections and transparency for beneficiaries by limiting cost sharing for
certain services, like chemotherapy and skilled nursing care, and by creating more
consistency in the extra benefits that plans can offer beneficiaries throughout the
country.
Medicare Disproportionate Share Hospital Payments - This provision would require the
Secretary to update hospital payments to better account for hospitals’ uncompensated
care costs. Starting in 2015, hospitals’ Medicare Disproportionate Share Hospital (DSH)
payments would be reduced to reflect lower uncompensated care costs relative to
increases in the number of insured.
Home Health Payment Reform - The Secretary would be directed to improve payment
accuracy through rebasing home health payments in 2013 based on an analysis of the
current mix of services and intensity of care provided to home health patients. It would
also establish a 10 percent cap on the amount of reimbursement a home health
provider can receive from outlier payments, which are designed to help providers cover
the costs of treating sicker patients. The Chairman’s mark would also reinstate an addon
payment for rural home health providers from 2010-2015.
Hospice Reform - Based on recommendations by the Medicare Payment Advisory
Commission (MedPAC), this provision would require the Secretary to update Medicare
hospice claims forms and cost reports. Based on this information, the Secretary would
be required to implement changes to the hospice payment system to improve payment
accuracy. The Secretary would also impose certain requirements on hospice providers
designed to increase accountability in the Medicare hospice program.
Appropriate Payment for High-cost Imaging Services - Because payment rates for
imaging services should reflect the rate by which they are used, the Mark would
increase the utilization rate assumption for advanced imaging equipment. In addition,
the Mark pays more accurately for multiple imaging services performed during a single
patient visit.
--more--
Updating Outpatient Payments for PPS-Exempt Cancer Hospitals - The Secretary of
Health and Human Services would be directed to update payment rates for outpatient
care provided by cancer hospitals that are exempt from the prospective payment
system.

wild1
09-16-2009, 10:47 AM
keep your racist dissenting opinions to yourself, cons!

BigRedChief
09-16-2009, 10:48 AM
Rural Health Care Protections
The Chairman’s Mark includes several provisions to ensure rural health care facilities
and providers have the resources they need to continue delivering quality care in their
communities. Specifically, the Mark would extend and improve many rural access
protections, including the following:

FLEX Grants for Health Care in Rural Communities
‐ The Medicare Rural Hospital

Flexibility Program provides grants that rural health care providers can use to improve


the quality of health care, and to strengthen health care networks. Funds can be used


for services ranging from ambulance transport to the development of small local


hospitals. The Chairman’s Mark will extend the FLEX Grant program through 2012, and


will add a new component that Flex grant funding to be used to support rural hospitals’


efforts to implement delivery system reform programs, such as value‐based purchasing


programs, bundling, and other quality programs.


Extend Hospital Outpatient Department Hold Harmless for Small Rural Hospitals



Small

rural hospitals that are not sole community hospitals (SCHs) can receive additional


Medicare payments if their outpatient payments under a new payment system are less


than under the prior reimbursement system. The Chairman’s Mark would ensure that


small rural hospitals receive 85 percent of the payment difference in 2010 and 2011.


Reasonable Cost Reimbursement for Laboratory Services in Small Rural Hospitals




Certain rural areas with low population densities used to receive reasonable cost


reimbursement for laboratory services, but this policy ended in 2008. The Chairman’s


Mark would reinstate reasonable cost reimbursement, thus improving access to


laboratory services for those in rural communities.


Extend Rural Community Hospital Demonstration Program



The Centers for Medicare &

Medicaid Services has been conducting a demonstration program to test the feasibility


of reasonable cost reimbursement for small rural hospitals. The Chairman’s Mark


extends the program for two years and expands eligible sites to additional rural states.


‐‐


more‐‐

Extend Medicare Dependent Hospital Program



Small rural hospitals with a high

proportion of patients who are Medicare beneficiaries receive special treatment,


including higher payments. This assistance for Medicare dependent hospitals (MDHs) is


scheduled to expire in September 2011. In order to protect access to health care in


rural communities, the Chairman’s Mark will extend crucial support to MDHs for an


additional two years.


Temporary Medicare Hospital Payment Improvements


‐ The Chairman’s Mark would

temporarily increase payment for certain low‐volume hospitals, ensuring that rural


hospitals are adequately reimbursed for serving their communities.


Community Health Integration Models in Certain Rural Counties



The 2008

demonstration project allowed eligible rural entities to develop and test new models for


the delivery of health care services in order to improve access to, and integrate the


delivery of, acute care, extended care and other essential health care services to


Medicare beneficiaries. The Chairman’s Mark will expand the 2008 project to more


eligible counties, and will also allow physicians to participate in the demonstration


project.


Transparency and Accountability for Insurance Companies


The provision improves the transparency of insurance products to ensure that


individuals know what they are purchasing, the services which are covered and the


associated out‐of‐pocket costs. The Mark creates standards that will ensure that each


individual receives an outline of coverage which is presented in a uniform format that


does not exceed 4 pages in length and does not include print smaller than 12‐point


font. The Mark would also require insurance companies to publish the share of their


premium revenue that is used for administrative expenses and not medical benefits. In


addition, the Mark would impose new requirements on insurers to meet standards for


the electronic exchange of payment and other health care information with hospitals,


doctors and other providers. By 2014, insurers must comply with standards for certain


transactions or face a penalty fee assessed annually by the Secretary of Health and


Human Services and collected by the Secretary of the Treasury. The fee would


represent the inefficiency cost that an insurer imposes on the health care system when


its electronic transactions with providers are not conducted in a standard way.


‐‐


more‐‐

Combating Fraud, Waste, and Abuse


Reducing fraud, waste, and abuse in Medicare and Medicaid will reduce costs and


improve quality throughout the system. The Medicare improper payment rate for 2008


was 3.6 percent, or $10.4 billion, and the National Health Care Anti‐Fraud Association


estimates that fraud amounts to at least three percent of total health care spending, or


more than $60 billion per year. The Chairman’s Mark will combat fraud, waste, and


abuse by requiring the review of health care providers prior to granting billing privileges,


leveraging technology to better evaluate claims, educating providers to promote


compliance with program requirements, monitoring programs more vigilantly, and


penalizing fraudulent activity swiftly and sufficiently.


Ensuring Medicare Sustainability


Sharply rising costs throughout the health system threaten Medicare’s sustainability in


the long term. If costs are not constrained, the Medicare program will be insolvent by


2017. To ensure the fiscal solvency and sustainability of the Medicare program, the


Chairman’s mark includes the following provisions.


Revisions to Annual Market


‐Basket Adjustments for Part A Providers
‐ The provision

would reduce annual market basket updates for hospitals, home health providers,


nursing homes, hospice providers, long‐term care hospitals and inpatient rehabilitation


facilities, including adjustments to reflect expected gains in productivity.


Part B Productivity Adjustments


‐ This provision would reduce payment updates for Part

B providers by an estimate of increased productivity.


Reduce Part D Premium Subsidy for High


‐Income Beneficiaries
– This provision would

reduce the premium subsidy under Part D for beneficiaries with incomes at or above the


Part B income thresholds.


Medicare Commission


‐ The Chairman’s Mark creates a 15‐member, independent

Medicare Commission tasked with presenting Congress with comprehensive proposals


to reduce excess cost growth and improve quality of care for Medicare beneficiaries. In


years when Medicare costs are projected to be unsustainable, the Commission’s


proposals will take effect unless Congress passes an alternative measure. Congress


would be allowed to consider an alternative proposal on a fast‐track basis. The


Commission would be prohibited from making proposals that ration care, raise taxes, or


change Medicare benefit or eligibility standards.


‐‐


more‐‐

Medical Malpractice


‐‐ The Chairman’s Mark would express the Sense of the Senate that

health care reform presents an opportunity to address issues related to medical


malpractice and medical liability insurance. The Mark would further express the Sense


of the Senate that states should be encouraged to develop and test alternatives to the


current civil litigation system as a way of improving patient safety, reducing medical


errors, encouraging the efficient resolution of disputes, increasing the availability of


prompt and fair resolution of disputes, and improving access to liability insurance, while


preserving an individual’s right to seek redress in court. The Mark would express the


Sense of the Senate that Congress should consider establishing a state demonstration


program to evaluate alternatives to the current civil litigation system.


Financing an Investment in Quality, Affordable, Health Care


High Cost Insurance Excise Tax



Beginning in 2013, this proposal would levy a nondeductible

excise tax of 35percent on insurance companies and plan administrators for


any health insurance plan that is above the threshold of $8,000 for singles and $21,000


for family plans. The tax would apply to the amount of the premium in excess of the


threshold. The tax would apply to self‐insured plans and plans sold in the group market,


but not to plans sold in the individual market. The threshold would be indexed for


inflation, and a transition rule would increase the threshold for the 17 highest cost


states for the first three years.


Increasing Transparency in Employer W


‐2 Reporting of Value of Health Benefits
‐ This

proposal would require employers to disclose the value of the benefit provided by the


employer for each employee’s health insurance coverage on the employee’s annual


Form W‐2. This would be effective beginning in 2010. This proposal has a negligible


revenue impact over ten years.


Limit Health FSA Contributions


‐ This proposal would limit the amount of contributions

to health Flexible Spending Accounts (FSAs) to $2,000 per year, beginning in 2013.


Eliminate Deduction for Employer Part D Subsidy



This proposal would eliminate the

deduction for the subsidy for employers who maintain prescription drug plans for their


Medicare Part D eligible retirees. This would be effective beginning in 2011.


Standardize the Definition of Qualified Medical Expenses



Beginning in 2011, this

proposal would conform the definition of qualified medical expenses for Health Savings


Accounts (HSAs), health FSAs, and HRAs to the definition used for the itemized


deduction. An exception to this rule would allow amounts paid for over‐the‐counter


medicine with a prescription to still qualify as medical expenses.


‐‐


more‐‐

BigRedChief
09-16-2009, 10:57 AM
Increase the Penalty for Use of HSA Funds for Non


‐qualified Medical Expenses ‐
This

proposal would increase the additional tax for HSA withdrawals prior to age 65 that are


not used for qualified medical expenses from 10 percent to 20 percent, beginning in


2010.


Corporate Information Reporting


‐ This proposal would require businesses that pay any

amount greater than $600 during the year to corporate providers of property and


services to file an information report with each provider and with the IRS. Information


reporting already is required on payments for services to non‐corporate providers. This


applies to payments made after December 31, 2011.


Non


‐profit Hospitals ‐
This proposal would establish new requirements applicable to

nonprofit hospitals beginning in 2010. The requirements would include a periodic


community needs assessment.


Pharmaceutical Manufacturers Fee



This proposal would impose an annual flat fee of

$2.3 billion on the pharmaceutical manufacturing sector, beginning in 2010. This nondeductible


fee would be allocated across the industry according to market share and


would not apply to companies with sales of branded pharmaceuticals of $5 million or


less.


Medical Device Manufacturers Fee



This proposal would impose an annual flat fee of $4

billion on the medical devices manufacturing sector, beginning in 2010. This nondeductible


fee would be allocated across the industry according to market share and


would not apply to companies with sales of medical devices in the U.S. of $5 million or


less. The fee does not apply to sales of Class I products under the FDA product


classification system.


Health Insurance Provider Fee



This proposal would impose an annual flat fee of $6

billion on the health insurance sector, beginning in 2010. This non‐deductible fee would


be allocated across the industry according to market share.


Clinical Laboratories Fee



This proposal would impose an annual flat fee of $0.75 billion

on clinical laboratories, beginning in 2010. This non‐deductible fee would be allocated


across the industry according to market share and would not apply to clinical

laboratories with revenue of $500,000 or less.

HonestChieffan
09-16-2009, 05:17 PM
BRC, you really should seek help.

BigRedChief
09-16-2009, 05:28 PM
BRC, you really should seek help.
Why? All I did was copy and paste the bill.

HonestChieffan
09-16-2009, 05:32 PM
Save money and get help with Jaz, you both need it.

BigRedChief
09-16-2009, 05:33 PM
Save money and get help with Jaz, you both need it.WTF dude. I don't even support this bill. Moron. Pay attention.

Donger
09-16-2009, 05:54 PM
Why? All I did was copy and paste the bill.

None of what you posted is the bill itself.

wild1
09-16-2009, 06:10 PM
None of what you posted is the bill itself.

Racist.

Simplex3
09-16-2009, 06:15 PM
I'm still not seeing the part where the feds have the Constitutional authority to do this.










LMAO Like anyone cares.

alnorth
09-16-2009, 06:30 PM
TL/DR

Guru
09-16-2009, 06:45 PM
I hope we are not expected to read all that.

BigRedChief
09-16-2009, 07:10 PM
None of what you posted is the bill itself.
It's Bacus's official release.

BigRedChief
09-16-2009, 07:13 PM
I hope we are not expected to read all that.Don't waste your time. It's a piece of trash. Dead on arrival.

Raise my taxes, give away to insurance companies. This was written by the lobbyist for the insurance compnies.

The gall of this bill makes me so :cuss:

Donger
09-16-2009, 07:16 PM
It's Bacus's official release.

Yes, I know what it is that you pasted. Would you like a link to the actual bill?

BigRedChief
09-16-2009, 07:19 PM
Yes, I know what it is that you pasted. Would you like a link to the actual bill?
Don't bother. It's already dead.

Ultra Peanut
09-17-2009, 12:51 PM
I'm Such A Shitty Senator

By Sen. Max Baucus (D-MT)


I've been "serving" the great state of Montana in the U.S. Senate since 1978. You'll notice I put "serving" in quotes, because, let's face it, I suck. My wife has been pleading with me not to say this publicly, insisting that it's not true, that I'm a capable and dedicated public servant, blah, blah, blah. Bless her dear heart, but she's just being nice. Because, folks, I am telling you, I am hands-down the shittiest senator in the history of the Senate. The worst.

The other day, I was in my office, thumbing through some old pieces of legislation I'd either authored or co-sponsored. The whole time, I was thinking, "Christ, what a hack I am." Take my 1993 masterwork, S.915, the Semiconductor Investment Act. Section 2a of the bill states, "IN GENERAL–Section 168(e)(3)(A) of the Internal Revenue Code of 1986 (relating to three-year property) is amended by striking 'and' at the end of clause (i), by striking the period at the end of clause (ii), and by inserting at the end the following: '(iii) any semiconductor manufacturing equipment.'"

What the hell is that shit? As I recall, it had something to do with semiconductor manufacturing equipment. But you'd never know, what with the way I buried its meaning under a tidal wave of I-know-all-the-fancy-schmancy-bill-writing lingo. I was trying to look like Mr. Big Shot, but little did I know what a conceited ass I came off as. When the bill was pitched, Sen. Bob Packwood (R-OR) was nice enough to say some introductory words of support on the floor. But now I think he was just embarrassed for me and wanted to help a fellow senator save face, however little I deserved it. I forget what happened to that bill. Hopefully, it died without ever coming to a vote.

There's a huge stack of old bills in my office, each containing tons of that sort of hackwork. I'm tempted to burn down the entire Hart Office Building and cleanse the planet of every physical trace of my senatorial presence. But, no, that wouldn't do any good, because every facet, every aspect of my incredible suckiness is piledriven into the memories of those I so ineptly represent.

God. God. I am so, so, so sorry, folks.

Here's another stupid-ass thing I did. Every Wednesday, when the Senate is in session, I invite Montanans who happen to be in Washington to stop by my office to enjoy an informal breakfast with my staff and myself. It's a way for me to keep abreast of the needs of my constituents. A neat idea, right? Well, it would be, if I weren't actually there, fucking things up.

Anyway, one morning, this very nice woman named Shirley Besser, who is from my hometown of Helena, stopped by while vacationing in D.C. She wanted to know why I supported permanent normal trade relations with China, given its oppressive government and history of human-rights violations. I thought this was a good question, and I started to say, "Well, Sheila..." But, before I could say another word, she interrupted to point out that her name was Shirley. Stupid, son-of-a-bitch, no-listening-skills senator. She had just told me her name a second ago, and here I was, already forgetting it! I apologized profusely, but she just smiled politely and said it was okay. It wasn't.

Whether ladling too much stew onto the tray of a homeless person at a Missoula soup kitchen or making repeated mixed metaphors during a speech praising the efforts of those who fought Western wildfires last summer, I can't imagine why the people of Montana continue to put up with my crap.

I should just quit. Actually, I should have quit a long time ago. But I never did, because the people kept insisting I run for another term. I've been re-elected three times, and every time I am, I get the notion that maybe, if I made a real conscious effort, I could stop being such a lousy legislator.

I sometimes make an effort, but every time I do, before I know it, I've made another inexcusable flub like mentioning, during an appearance on Montana Politics Today, that the Gallatin Land Consolidation Act Of 1998 was introduced during the 104th Congress instead of the 105th. Christ on a crutch!

No, don't try to talk me out of it. I'm definitely quitting this time. I'm not sure what I'm going to do with myself once I leave the Senate, though. I can't go back to Montana, that's for sure. Facing all those constituents I failed so badly day after day, year after year? I don't think so. Maybe I'll go to Maine instead. No one knows me there. Set up a small law practice, hang my shingle, buy a quaint little saltbox on the outskirts of Bangor. Of course, I'm sure I'd somehow manage to fuck up everything there, too. What the hell was I thinking? God, I'm such a bonehead. I should go live in a cave somewhere, someplace far away from all humanity where I can't poison everything I touch.

So, people from the great state of Montana, forget you ever even heard the name Max Baucus. Max Baucus... more like Trash... Ruckus.

I can't even pun well.

Inspector
09-17-2009, 12:55 PM
Racist.

ROFL

Inspector
09-17-2009, 12:57 PM
That thing is even longer than a TFG post!

Needs larger fonts in some places though.

And cowbell. Almost forgot that.

BigRedChief
09-17-2009, 05:53 PM
That thing is even longer than a TFG post!

Needs larger fonts in some places though.

And cowbell. Almost forgot that.

http://i55.photobucket.com/albums/g136/liquidrummr/i_gota__fever_more_cow_bell.jpg

BucEyedPea
09-17-2009, 06:06 PM
cowbell cures