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JOhn
05-01-2012, 09:01 AM
Someone explain this to me: The state of Wyoming DMV, DOES NOT use a point system. Yet our work is looking at new insurance and they told my boss I have 3 points on my lic. My lic is a Class A.

The only violations I have had since 2007 are the following:

Aug 2007, ticket for Expired/non valid Ins & following to close
( was in minor accident, the only one ever, from rear ending another car.)
Jan 2008, driving under suspension... (was in Montana)
ended up with fine, but no additional suspension. (was suspended for 3 months from 2007 ticket)

My License was re-instated in Feb of 2008 after the 3 month suspension

Nov 2011 ticket for no seat belt

All citations/suspension where in WY, other than the one in Montana

These are the only tickets ect I have had going back to 1999...

So how is it I have 3 points on my lic?
And no I have not got a copy of my record yet as I have to wait to get it from DMV, and local offices are closed this week for some BS.

Predarat
05-01-2012, 09:06 AM
Because gubbments at the state, local, and federal level are incompetent idiots.

Great Expectations
05-01-2012, 09:36 AM
Getting into a wreck and not having insurance might be worth a few points.

Fried Meat Ball!
05-01-2012, 09:47 AM
Because in Montana, driving while suspended/revoked is a 6-point hit on your license. Over time, those points will drop off.

Bwana
05-01-2012, 09:54 AM
Here in Montana, we do work on a points system. Consider it a gift that keeps on giving. :evil:

JOhn
05-01-2012, 09:57 AM
Here in Montana, we do work on a points system. Consider it a gift that keeps on giving. :evil:

:grr:

Yea got the ticket in Montana when I was at a buddy's...and I was th only sober one. Ahh well.
Kinda a rough period there, but all is well now.

Bwana
05-01-2012, 09:58 AM
:grr:

Yea got the ticket in Montana when I was at a buddy's...and I was th only sober one. Ahh well.
Kinda a rough period there, but all is well now.

That's good to hear.

LVNHACK
05-01-2012, 10:26 AM
Quit ****ing whining you bitch....You broke the laws....Now suck it up and drive on....oh that's right you don't have a license to drive on with....:evil:

LMAOLMAOLMAO

Bump
05-01-2012, 10:54 AM
I don't know. But I've been driving for a LONG time and have NEVER, never, ever once made a claim. No accidents, 2 tickets in the past 15 years and somehow my car insurance almost doubled. Went from $280 for 6 months for $500. I called them up and asked wtf and they said the cost of doing business in my zip code went up. FUCK THAT. So I look around for a better price and can't find one.

What the fuck did I do? The cost of doing business with ME is all profit for them. I'm pissed needless to say.

Ace Gunner
05-01-2012, 11:46 AM
america! love it or die in an aids tree

JOhn
05-01-2012, 12:24 PM
Quit ****ing whining you bitch....You broke the laws....Now suck it up and drive on....oh that's right you don't have a license to drive on with....:evil:

LMAOLMAOLMAO

Nope, the suspension was only 3 months, 3 years ago.

I in fact have a class A with all my endorsements except tankers, I drive for a living. 4321

jfc, always leave it to LVNHACK to bust my balls LMAO

Cornstock
05-01-2012, 12:37 PM
From the way I understand it, each state has their own number of points assigned per offense, and each state has their own number of points allowed before your license is revoked. Hypothetical example (I don't know what the actual points are for this) in Missouri you get a speeding ticket and it puts 1 point on your record. If you get a speeding ticket in Wisconsin they put .5 points on your record for the exact same offense. A collision could be 3 pts in one state and 2 in another.

If I understand it right, the points will go away after a while, but I don't know the time frame on that, or if its specific to different offenses.

Bwana
05-01-2012, 06:27 PM
On a side note John, which city/county has the 11 plates in WY?

BigMeatballDave
05-01-2012, 06:41 PM
No moving violations in nearly 10 yrs.

I rock.

seclark
05-01-2012, 06:50 PM
there's a difference between speeding and careless & imprudent.
location, location, location.
sec

BigMeatballDave
05-01-2012, 07:02 PM
there's a difference between speeding and careless & imprudent.
location, location, location.
sec

My first accident in 89 i was sited with C&I. I rear ended someone. :spock:

seclark
05-01-2012, 07:08 PM
My first accident in 89 i was sited with C&I. I rear ended someone. :spock:

i thought i got a speeding in a state park...32 in a 20. middle of ****ing winter, and not another soul in the park. county deputy wrote me up. i mailed in the check...whatever.

6 months later my insurance premium gets jacked up major. i made some calls(too late) and found out since it was in the park, c&i. bastards.:mad:
sec

ThaVirus
05-01-2012, 07:42 PM
I don't know. But I've been driving for a LONG time and have NEVER, never, ever once made a claim. No accidents, 2 tickets in the past 15 years and somehow my car insurance almost doubled. Went from $280 for 6 months for $500. I called them up and asked wtf and they said the cost of doing business in my zip code went up. **** THAT. So I look around for a better price and can't find one.

What the **** did I do? The cost of doing business with ME is all profit for them. I'm pissed needless to say.

You pay a little over $80 a month for car insurance? And used to pay a little over $40!?! Wtf. I pay $200..... a month.

AustinChief
05-01-2012, 07:45 PM
Convictions older than 3 years are not supposed to affect your insurance rates.

That is Montana state law...
http://data.opi.mt.gov/bills/mca/33/18/33-18-210.htm
(see section 9a)

I am guessing it is no more than 3 or 5 years in Wyoming as well. Worst case, you should be clear by Jan 2013

Bump
05-01-2012, 07:54 PM
You pay a little over $80 a month for car insurance? And used to pay a little over $40!?! Wtf. I pay $200..... a month.

yup and not happy about it

Bwana
05-01-2012, 07:58 PM
Convictions older than 3 years are not supposed to affect your insurance rates.

That is Montana state law...
http://data.opi.mt.gov/bills/mca/33/18/33-18-210.htm
(see section 9a)



That is indeed the norm in Montana, but JOhn is an outlaw! :evil:

J Diddy
05-01-2012, 07:59 PM
That is indeed the norm in Montana, but JOhn is an outlaw! :evil:

He's always been a renegade.

Bwana
05-01-2012, 08:01 PM
He's always been a renegade.

Damn right he is, a hell raiser!

ThaVirus
05-01-2012, 10:07 PM
Not to hijack the thread, but I had some extremely annoying shit happen to me recently...

I got into a minor fender-bender the day after Thanksgiving last year. I rear ended someone so it was my fault. Got a $164 careless driving ticket that I had a month to pay. In Florida that comes with 4 points added to your license so when I went to pay the ticket on December 26th (exactly one month later), I opted to take a 4 hour online traffic course to keep the points off. Once I completed payment for the ticket, it said I'd have 4 months to take the class. This was right around Christmas, New Years, and the start of a new semester so I just put it off since I had so much time to take it.

So fast forward a few months and I get a letter in the mail saying I had failed to comply with paying a ticket and my license would be suspended by May 1st if I didn't do so. So I went online and took the traffic course (two weeks later than the deadline of March 26th). Took my certificate to the DMV and the lady says: "By the way, that'll be $41 since you took it late". Trying to get up out of there without committing murder I just paid it, but here's the kicker- THE 4 POINTS WERE STILL PUT ON MY LICENSE.

How in balls name does that make sense?? Mind you, this test I opted to take was optional. I could have just paid the $164 ticket on day one, opted not to take the test, and took the 4 points on my license. But since I opted to take the test and didn't do it within their time frame, they charged me another fine, on top of threatening to suspend my license, AND STILL PUTTING THE ****ING POINTS ON MY LICENSE!

Can someone explain that!?

Fairplay
05-02-2012, 12:27 AM
Not to hijack the thread, but I had some extremely annoying shit happen to me recently...

I got into a minor fender-bender the day after Thanksgiving last year. I rear ended someone so it was my fault. Got a $164 careless driving ticket that I had a month to pay. In Florida that comes with 4 points added to your license so when I went to pay the ticket on December 26th (exactly one month later), I opted to take a 4 hour online traffic course to keep the points off. Once I completed payment for the ticket, it said I'd have 4 months to take the class. This was right around Christmas, New Years, and the start of a new semester so I just put it off since I had so much time to take it.

So fast forward a few months and I get a letter in the mail saying I had failed to comply with paying a ticket and my license would be suspended by May 1st if I didn't do so. So I went online and took the traffic course (two weeks later than the deadline of March 26th). Took my certificate to the DMV and the lady says: "By the way, that'll be $41 since you took it late". Trying to get up out of there without committing murder I just paid it, but here's the kicker- THE 4 POINTS WERE STILL PUT ON MY LICENSE.

How in balls name does that make sense?? Mind you, this test I opted to take was optional. I could have just paid the $164 ticket on day one, opted not to take the test, and took the 4 points on my license. But since I opted to take the test and didn't do it within their time frame, they charged me another fine, on top of threatening to suspend my license, AND STILL PUTTING THE ****ING POINTS ON MY LICENSE!

Can someone explain that!?




Take your case to Judge Judy.

munkey
05-02-2012, 04:29 AM
No moving violations in nearly 10 yrs.

I rock.

20 for me :)

JOhn
05-02-2012, 06:54 AM
On a side note John, which city/county has the 11 plates in WY?

Park County: Cody, Powell, Clark & Lovell


Where I live.

JOhn
05-02-2012, 06:58 AM
That is indeed the norm in Montana, but JOhn is an outlaw! :evil:

He's always been a renegade.

Damn right he has, a hell raiser!

:evil:

But I have seen the error of my ways, and am now walking the mostly straight and somewhat narrow path :p

Chief Roundup
05-02-2012, 07:35 AM
Nope, the suspension was only 3 months, 3 years ago.

I in fact have a class A with all my endorsements except tankers, I drive for a living. 4321

jfc, always leave it to LVNHACK to bust my balls LMAO

So you have a CDL and you didn't have insurance on your big truck or your vehicle?

You do know that having a CDL comes with harder punishments and limits that are more severe.
DWI instead of a .08 it is a .04 for a CDL holder.

Did you pay for the accident that was your fault and you didn't have insurance?

LVNHACK
05-02-2012, 08:14 AM
jfc, always leave it to LVNHACK to bust my balls LMAO


A hard job...for a hard man....you think it's easy hitting those lil things you like to call balls....?.....ROFL

JOhn
05-02-2012, 10:10 AM
So you have a CDL and you didn't have insurance on your big truck or your vehicle?

You do know that having a CDL comes with harder punishments and limits that are more severe.
DWI instead of a .08 it is a .04 for a CDL holder.

Did you pay for the accident that was your fault and you didn't have insurance?

No the suspension/ accident happened before I had my CDL, while driving a vehicle that was my ex's & I...anyway long story short I did not make sure it was covered....my fault.
And I paid out of pocket the $800 repair.

Anyway,

Chief Roundup
05-02-2012, 10:23 AM
No the suspension/ accident happened before I had my CDL, while driving a vehicle that was my ex's & I...anyway long story short I did not make sure it was covered....my fault.
And I paid out of pocket the $800 repair.

Anyway,

Real Nice. I was recently hit by someone that didn't have insurance. I am now in process of trying to get ahold of these people so that I can take them to small claims court.
People that don't carry insurance and keep it current should not be allowed to drive at all.

Frosty
05-02-2012, 10:27 AM
Real Nice. I was recently hit by someone that didn't have insurance. I am now in process of trying to get ahold of these people so that I can take them to small claims court.

Good luck there. Blood from a stone and all that.

That's why I carry uninsured motorist insurance. There is a lot of that going on these days.

People that don't carry insurance and keep it current should not be allowed to drive at all.

Well, technically, they aren't suppose to.

JOhn
05-02-2012, 02:23 PM
Real Nice. I was recently hit by someone that didn't have insurance. I am now in process of trying to get ahold of these people so that I can take them to small claims court.
People that don't carry insurance and keep it current should not be allowed to drive at all.

I agree. I fucked up in my situation, made an assumption that I shouldn't have made. I paid the price.. suspension and had to carry an sr-22 for 2 years.

I know in Wyoming at least, when you are pulled over the PD can check to see if said insurance is valid at that point when they check your lic.

whoman69
05-02-2012, 03:52 PM
Not to hijack the thread, but I had some extremely annoying shit happen to me recently...

I got into a minor fender-bender the day after Thanksgiving last year. I rear ended someone so it was my fault. Got a $164 careless driving ticket that I had a month to pay. In Florida that comes with 4 points added to your license so when I went to pay the ticket on December 26th (exactly one month later), I opted to take a 4 hour online traffic course to keep the points off. Once I completed payment for the ticket, it said I'd have 4 months to take the class. This was right around Christmas, New Years, and the start of a new semester so I just put it off since I had so much time to take it.

So fast forward a few months and I get a letter in the mail saying I had failed to comply with paying a ticket and my license would be suspended by May 1st if I didn't do so. So I went online and took the traffic course (two weeks later than the deadline of March 26th). Took my certificate to the DMV and the lady says: "By the way, that'll be $41 since you took it late". Trying to get up out of there without committing murder I just paid it, but here's the kicker- THE 4 POINTS WERE STILL PUT ON MY LICENSE.

How in balls name does that make sense?? Mind you, this test I opted to take was optional. I could have just paid the $164 ticket on day one, opted not to take the test, and took the 4 points on my license. But since I opted to take the test and didn't do it within their time frame, they charged me another fine, on top of threatening to suspend my license, AND STILL PUTTING THE ****ING POINTS ON MY LICENSE!

Can someone explain that!?

You probably had 4 months from the time of the accident, so you were late. Procrastination.

ThaVirus
05-02-2012, 04:07 PM
You probably had 4 months from the time of the accident, so you were late. Procrastination.

You're right, March 26th was the deadline to take the test. I am a master procrastinator, I just didn't see why they would put me through all that bullshit for not taking an optional test. It's obviously a cash grab.

Bwana
05-02-2012, 04:23 PM
People that don't carry insurance and keep it current should not be allowed to drive at all.

That is going going to be a lot easier to find:

http://billingsgazette.com/news/state-and-regional/montana/highway-patrol-can-instantly-determine-if-driver-has-insurance/article_a364367b-36fe-517f-802e-fe92972c9645.html

Highway Patrol can instantly determine if driver has insurance



HELENA — Starting soon, Montana Highway Patrol troopers will be able to instantly verify whether drivers have liability insurance coverage on their vehicles as required by state law.

Sitting in a patrol cruiser, a trooper can enter a vehicle’s license plate number or the driver’s name into a laptop computer and immediately learn online whether the person has liability insurance.

The new Montana Insurance Verification System is intended to be a key tool in helping reduce the number of uninsured drivers here.

Officials estimate that one out of eight vehicles licensed in Montana is uninsured in violation of state law. That would mean there are 162,000 uninsured vehicles out of the more than 1.3 million licensed passenger vehicles, heavy trucks and motor homes, according to the state Justice Department.

“Too often in the Highway Patrol, we see drivers who flout the law,” Highway Patrol Col. Mike Tooley said at a press conference Tuesday.
Uninsured motorists drive up costs for insured drivers, officials said. If an uninsured driver crashes into someone with insurance, the insured driver has to file a claim with his insurance company to repair the vehicle, potentially raising future premiums.

“It’s an issue of fairness,” Tooley said.

The 2009 Legislature passed the law creating the system. The system costs nearly $540,000 a year to operate and is funded by a $1.80 per vehicle annual increase in license plate fees.

“We are always trying to address the enforcement of uninsured motorists in the state,” said Rep. Galen Hollenbaugh, D-Helena, a cosponsor of the bill.

“We hope this will deal with the uninsured motorists, and happy motoring,” said Rep. Gary MacLaren, R-Victor, who supported the bill.

Highway Patrol troopers in Beaverhead, Deer Lodge, Granite, Jefferson, Lewis and Clark, Madison, Powell and Silver Bow counties will begin using the new system May 21.

Over the summer, troopers in other districts across the state will gain access to the new system, with all law enforcement agencies throughout Montana having access by Aug. 1.

In addition, county treasurers’ offices by 2013 will be able to use it to verify insurance coverage when people register their vehicles, said Brenda Nordlund, administrator of the Justice Department’s Motor Vehicle Division.

The new system also will allow troopers to determine if drivers have liability insurance, even if they can’t dig out their current insurance cards in their glove boxes crammed with other items. That will save these drivers a trip to the courthouse to prove they have insurance.

Highway Patrol Sgt. Drew Knapp demonstrated and praised the system.
“It’s pretty simple, user friendly and straightforward,” Knapp said. “That’s what we like as cops.”

Someone convicted of violating the insurance requirement can be fined up to $285 for a first offense, he said.

Another advantage of the new system is that Highway Patrol troopers no longer will have to crawl into overturned vehicles after major accidents to look for proof of insurance cards in the glove compartments, Knapp said.

Insurance companies electronically provide the information on the insured drivers to the state Motor Vehicle Division.

How up-to-date the information is depends on how frequently the company updates its database, Knapp said, adding that small “mom-and-pop” insurance companies might not do it as often as larger companies.

Cooley said the Highway Patrol troopers won’t be able to pull over motorists if they determine the drivers don’t have liability insurance.

Drivers would have to be already stopped for another suspected offense before they could be charged with the insurance violation.
Six other states have similar systems.

Montana is using one designed by MV Solutions Inc., a South Carolina company that provides similar services to Wyoming, South Carolina and Washington, D.C.