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Also, the advice to carry a small balance is dumb. You won't gain a higher credit score from this. |
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Things I would buy anyway
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I have my car insurance payment and cell phone on 1 credit card. I have 4 credit cards total with rates 11.99 - 13.99. My score is 750-760 range depending on how high my phone bill is.
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Weird.
I have a credit score over 800 and all I really have is a house payment. I JUST got a credit card in the past month. I tend to save money rather than going into debt... as I feel my house is enough debt. I have no idea why my rating is so high or why the OP's would be so low. Sounds like he's doing better than me. |
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Dumbass
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Yep, got it set to to where my discover card that has a limit of just $2,500 takes all the charges. The other cards have $5,000 limits each and are emergency only.
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So $7500 total? If that'a truly all you charge it shouldn't make a bit of difference.
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Well I qualified for the BankAmericard Cash Rewards™ Credit Card
Anybody know any dirt on these guys? |
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