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we are ****ed either way |
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The reason for outrageous ER visits and doctor care in general is primarily due to two things: The uninsured and malpractice insurance. Our society has become so litigious that if you have a malpractice insurance in Haiti but treat someone in Peru, your malpractice insurance will cover you in the event of being sued. But the United States is the only country in the world that does not recognize malpractice insurance from any other sovereign nation. If you practice medicine in any capacity in America, you must have American malpractice insurance. Furthermore, the reason why an Advil is $200 dollars (or whatever) in an ER is to cover the cost of all of the uninsured people. Doctors have to treat patients by law, regardless of insurance coverage (or the lack thereof). Because millions are uninsured and will never pay for their ER visits (and more), the burden is pushed to the insured. It's a ****ed up system and most people hardly know how it works. |
It was a fuggin broken metatarsal that required no resetting and no surgery. $1700 is asinine. I don't give a shit about malpractice and uninsured issues. When a doctor bill is twice as much as the ER bill and the ER did all the treatment something is very, very wrong with the system.
I'm insured and feel completely ****ed over by the system. |
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No offense to you whatsoever, but most Americans that have insurance don't think there's a problem with the system until they actually need to use their insurance for a surgery or unfortunately, an ER visit. Just think about the 30 million plus that are uninsured. |
Could it be a mistake? I know DR's are outrageous but why would they list surgery when they didn't do it? Call them up be nice....if they don't fix it have your lawyer right them a nice ltter explaining that your not paying for a surgery that they didn't perform.....if all else fails key that dicks car!
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The way the system is now, the uninsured seem to get off easier than the insured do. They just don't pay the bill. I don't mean it to sound like I consider all uninsured people deadbeats because I know a good majority of them do their best to pay their debts but there are plenty that abuse the system too. Either way, the doctors shouldn't get paid for doing nothing. Keep in mind, I'm actually getting insurance help paying for this and I'm still pissed off because these bills are too damned high. My insurance shouldn't have to pay these ridiculous inflated fees anymore than the uninsured person should. |
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casts are not covered by insurance, at least not mine and I have good insurance being a diabetic.
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Just watch, the insurance payout will be much less than 1700 bucks.
The face price of bills are much higher than what insurance actually pays. Your co pay will probably be relatively small. The nominal price of a bill is really a fictional number. They just have it high so that when you have an uninsured patient that can actually pay, it makes up for all the uninsured who never pay. That's why you're totally screwed if you don't have insurance. That also explains why so many personal bankrupcies are medically driven. When your insurance pays, you will usually get a notice that shows what they actually paid the doctor's office. |
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