ChiefsPlanet - Money How broke are you?

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How broke are you? (https://chiefsplanet.com/BB/showthread.php?t=242880)

I went to college for 8 years and have to deal with shit like this. (Not for the weak stomachs)

https://www.instagram.com/p/BGsIdkLPzdu/

Obviously, that's not my case, but it's not a rarity to see stuff like that.

Nope. Calculus. Tarter whatever you go by.

Basically calcified plaque.

Quote:

Originally Posted by DJ's left nut (Post 12276945)

Here's my worry - when I was in high school everyone was pushing computer science/programming degrees.

And sure, there was some sense to that, but when you're on the cutting edge of a field, you'll spend your entire career looking over your shoulder. The technology sector is terrifying because every 5 years a new brood of employees that are cheaper than you and more fully immersed in the most recent round of technology (the stuff that came AFTER the stuff you were trained on) will be unleashed.

Most of the computer science kids ended up working at Geico manning call centers. Or ended up getting shuffled into apple to work in the mall and poke away at phones all day.

Chasing the 'hot' sector strikes me as a good way to get lost in a morass. In the end, we may be heading towards that socialist utopia either way. It may become more and more difficult to distinguish yourself and as the 'traditional' jobs start to phase out, those time-tested paths to advancement are more and more archaic (y'know, paying dues and working hard).

It looks more and more to me like future success is going to be as much about blind ****ing luck as it will be skill-sets or education.

I'm in the tech field so I definitely see what you're describing. Most of the time the people who are laid off are the ones who are lazy and don't try to get better. Certifications like CCNA and PMP+expereince keep you in.

You really need to add to your knowledge on a yearly basis to keep your value. Some people hate it, but I guess I'm the other type that loves it.

Quote:

Originally Posted by O.city (Post 12277204)

Nope. Calculus. Tarter whatever you go by.

Basically calcified plaque.

GOD
DAMN

Quote:

Originally Posted by O.city (Post 12277196)

No one.

Then why the comment?

Quote:

Originally Posted by O.city (Post 12277204)

Nope. Calculus. Tarter whatever you go by.

Basically calcified plaque.

Is that seriously from someone who NEVER brushes their teeth?

Because that's an insane amount. Wow.

Quote:

Originally Posted by Baconeater (Post 12277225)

Then why the comment?

Tongue in cheek joke?

Quote:

Originally Posted by lewdog (Post 12277250)

Is that seriously from someone who NEVER brushes their teeth?

Because that's an insane amount. Wow.

Yes. That's pretty severe oral hygiene

Quote:

Originally Posted by O.city (Post 12277328)

Yes. That's pretty severe oral hygiene

Hammer and chisel would fix that right up

I could retire if I wanted to sell all my property, live in some shack in Vegas and get drunk all day like Leaving Las Vegas. I think I could make it a couple decades on the money I would have

Not even close to broke, not even close to rich though either. My wife's BSN and my BBA are done and paid for completely (so nice to say that). I have a year worth of expenses in my savings account, I have 4k cash in our safe at our house for emergency needs. We have a nice, but reasonable house that we have a 30year mortgage on (meh), she drives an 09 Highlander (paying on) I have a 04 Odyssey that we paid cash on, I have a 99 K1500 Silverado that has a touch over 100k miles we paid cash for. We have a 7month old, we are very frugal, but can splurge if/when we want because of our aforementioned frugality. We are trying to stock away money for retirement, the only thing materialistic that I do want is a barn or outbuilding. I didn't think that not having an outbuilding or barn would be a big deal, but it sucks. My dad had 2 massive barns and 3 smaller barns on his old property and I think I took that for granted. Barns/outbuildings are just stupid money. No way in hell and I spending 40-50k for a decent barn, I am not mortgaging away our future for a want not a need.

Quote:

Originally Posted by Donger (Post 12277029)

I Hate Big College

Who do you place most of the blame with? :hmmm:

Quote:

Originally Posted by Amnorix (Post 12276503)

Don't get me started on the economics of college. I will rant on forever.

Not quite the same thing, of course, but I have personally dissuaded three people I know from going to law school, and couldn't be more proud of it. People think "law degree = big bucks" but they are VERY, VERY wrong.

The American middle class obsession with obtaining a college education is ****ing over generations of young people.

Amen. I am a lawyer, and any time anyone asks me about law school I do my best to persuade them to do something else. When I speak at the career fair at my kid's school, I make sure the kids know that law is nothing like what they see in the movies or on TV, and it sure as heck isn't the way to get rich.

I have a law degree, an MBA, and a Bachelor's in finance with minors in management and economics. Financially speaking, going to college was the absolute worst decision I ever made.

That's not to say I'm poor; my salary is above the national average, and if you only looked at that you would think that I have a fairly decent job. However, when you figure in all the money spent on my degrees, plus all the years of my life that I wasted in getting them, I would have been much, MUCH better off going to a trade school right out of high school.

If I could do it all over again, I would go to trade school and learn to weld or become an electrician or HVAC tech. Maybe a plumber. I don't know; any job that doesn't take years of your life and $100K to learn, and cannot be shipped off to a call center in India, so you would have good job security and wage growth.