Yes. That would be fine.

Umm..I prolly can't help, sorry

Try the witness protection program

Ha, more false bullshit from the "over induldging will do bad things" bullshit.

Broke ass?

I'll have my summer's off, a great retirement package, and make more than you every year I'm employed. I'm credit card debt free, my wife and I own both our cars and I had a master's degree fully reimbursed.

You're the only dripping yeast-infested vagina in this thread.

You couldn't help if he owed the paperboy 10 bucks.

What exactly are you helping with in this thread besides being a bigger attention whore than Claynus?

Damn man. 35k? Did you bet on Mr. T. in Rocky III?

Why is he an ex JW too?LMAO

I'm going to go into crushing debt and stow away all the cash I can in secure, offshore accounts and when I've run everything up past its tits I'm going to welch on every last bit of it and claim hardship before going on the gov't teet off and on for 7 years while working cash jobs before I do it all over again. I should be able to retire by 50. Sweet. So sweet.

You convinced me, you do sound really educated....

If your wife is that successful, you will be paying her alimony soon and some other man will be living in your house, no decent woman would live with a potty mouth hothead like yourself very long....

Nope,,,he bet on the Chiefs making it past the first round of playoffs LMAO

Who set you up on that sucker bet? Gimme a name :doh!:

his post count silly :p

Ya got me before the edit.....HE bet on the chiefs making it :thumb:

I wonder what the odds would be of a team sweeping its division but failing to make the playoffs? Damn, must be astronomical. Too bad I didn't get in on that action at the beginning of last season.

Ok sheesh...

Betting on the Chiefs to win a playoff game is like playing the lottery once in a lifetime and expecting to win the mega millions.

Tell me about it...coulda cleaned up. But hey, at least we beat you bunch
TWICE :)

You should get that put on a shirt. My shirt says Division Champions.

Does other side say One and done :doh!:

Look out, Pre Mod Zod he will be cussing you out in a min, he is awful pissy tonite, somebody rubbed his anus raw with a wire brush and poured turpentine on it...

No.

But it also doesn't say Failed To Appear.

Hell i`m half loaded on Goslings Black seal ...I`ll hardly remember even logging on tonight in teh morning

http://www.goslingsrum.com/age_selector.asp

I know you don't realize that the things you do for kicks aren't normal, but that whole wire brush in the ass thing is probably something for you and you alone to enjoy.

And OH's okay. Other than his choice of friends, it seems. But much like his choice of teams, he always has been somewhat misguided in that respect.

OK... that's it... you suck !

Don't worry, we are not dating and I won't get mad at him for being your friend....

I am sorry I was so hard on your favorite girl Dane, but sometimes when you grab the bull by the horns....

I know you have an internet reputation to uphold so go ahead and call me another nasty name or two to make your little green dots go up because before you decided you couldn't handle the polite back hand I gave you when you chose to stick your nose in my affairs , I actually respected you as an internet poster here, about 95% of the people here are great people to talk to but then there's that 5% who thinks they have the right to treat people anyway they want with no recourse, you ran into the wrong buzz saw today CP legend.... sorry I had to hurt your feelings..

I am sorry for that man...LMAO

I'm not broke but I am really tired.

You've been Dane's bitch throughout the course of this thread - some bumble**** hick trying to tell a Hollywood executive who could buy and sell your stupid ass a 100 times over how to spend his money. What a ****tard.

And if I've lost your respect, well, boo ****ing hoo. Apparently everybody else was right about you and I was just slow to realize it. And you've been shittier to people than anybody else in this thread and the others where you've carried on your anti-debt holy war. Perhaps you should look up the definition of "hypocrite" sometime. Or is your dictionary buried out back with your wad of singles?

Eat shit, troll. Nobody cares what you do or what you think. I won't be the one to ban you, but I'm sure it's coming, and you'll do all the work. Then perhaps Overhead can pine for you the same way he does Skip.

I'm heading out for the evening now. Feel free to use my absence as an excuse to claim victory when I don't respond to your next inane post. LMAO

Wow, now you are throwing the greatest rival poster on the forum under the bus OH... You really are a Loser Fraz.... Maybe I pissed you off enough to go out tonite and run your mouth to somebody in person and they shut it up for you you internet posting stud. LMAO
Hell maybe you and Dane can hook up and spoon the rest of the night together...

My wife would call you out for being a self-righteous one who sucks the penis too.

You like to throw out the word hothead a lot like you're some level headed saint. Instead of calling people playground names, you like to accuse them of being a pedophile.

So I'll take being a hothead over a ****ing mentally unstable jerkoff any day of the week.

Do you beat her?

Even I gotta admit that was a good one:thumb:
And by the way...I`m beyond drunk :)

Don't sweat it. If it helps I find more money in my couch cushions than R8ers makes in 2 years. I piss excellence. In fact, I've just put down my deposit on a Fender Custom Shop Master Build guitar for shits and giggles. I don't need it but I'll be damned if I can find exactly what I'm looking for in a gitfiddle. At the end of the day this thing will cost more than R8ers car.

Yawning

Sent from my GTablet-TnT-Lite using Tapatalk

This dude delivers.

Eat me.

Sent with my Mind Bullets

My house is 35% paid off, I have 5k student loan debt which isnt worth paying off and no.car payment. I have 14,600 in the bank and 3100 in full tilt poker

You envy no man.

What bank is paying you a high enough interest rate to not pay off your student loans?

I have $195,430 in the bank. I have purchased all the guns, accessories and perks I need. I don't plan on prestiging again...so I won't lose all my monies. Bad idea, especially when you never know when some awesome contract will come out.

I have 3% checking account, dont normally have that kind of balance though except I just got year bonus at work. My loan interest % is like 2.75% I have no idea how they make any money off me. I leave about 10k ususally in the bank if I need to do maintenance on my house or other property and to self insure myself on my material dmg for my vehicle since I dont waste my money on collision. I use all my excess surplus earnings to pay down the principal on my properties so interest doesn't screw me too bad (which I hear is dumb to do) but I want to own 4 properties outright by the time I'm forty. If I can do that I can retire at 40 and ill just leisurely supplement my income in things I like to do like poker and working part time at a golf course

Wont ever make me filthy rich but at least ill be able to do what I want to do whenever I want to do it and not cyphen my money away to snotty kids and a spouse like most ppl traditionally do

You should put your money in a tax free Money Market account if you'd like to keep cash on hand.

Also, I'd avoid "paying off your house".

Most likely, it won't earn you 8-10% per year in the market (if not far more - I earned 28% last year alone). Refi the house to where it's "cheap money" and take the excess and invest it wisely with a good financial adviser.

You'll come out WAY ahead.

I use coupons whenever I see one. Does that make me evil? I'm only 25 and someday I might need that extra money.

Im sure you are right but this is just the easiest way for me to see how I can stop working by 40. Im a live to play person, not work to live. If I can make 75k a yr and not really have to "work" based off of the common definition then i will be much happier. If I pay off 4 properties and own them then I can make residual rent out of them at almost 100% profit after maintenance, insurance, taxes, etc. If I dont do that then I won't have a consistent form of steady income without working

Okay Man, but at least look into a tax-free Money Market account. You can write checks and withdrawal money, just as you can with a normal account.

I'm obviously not privy to your finances but it may help you out in the short and long run.

If it is something you buy anyway....
Coupons = Free Money

Would you borrow 5k more to put in the bank? Then why would you hold a 5k debt when you have triple that in cash to pay it off?

Pay off that student loan and get it out of your life...

Mortgage, you make the call on that, thats a personal choice,My personal choice was to pay it off in full and kick wells fargo to the curb.

By next Friday I will not owe anyone a penny. I'm so looking forward to it.

I don't know why it even matters when the world is going to end in 1.5 years

You're an odd cookie, R8ers. I've never seen someone so in need of justifying his financial decisions to others.

Congrats!!

We just paid off our car 3 years early so we officially only have mortgage debt.

That's just stupid and myopic. If the $5K loan is accruing interest at 4% and the money market is making money at 10% then you've just lost 6% by paying off the loan instead of investing it.

Same goes for the home mortgage. Sure, if you're just going to stuff the cash in a mattress then pay off the debt. But if your rate is 5% and your ROI in the market is 20% /yr averaged over the life of the loan well you just earned a nifty 15% on money that otherwise would have gone in the can.

The only debt one should rush in an "at all costs" fashion to pay off is credit card debt. Christ, right now if got an ARM home loan your rate is actually lower than it was 3 years ago.

I know you like to fellate yourself from atop your high horse for your financial "savvy" but stop being a dick about it because the bottom line is throwing money out the window because you've assigned some misguided evil to debt is reeruned.

I work for my money then I make my money work for me. Bam.

My guitar still costs more than your car and I've still got more cabbage in the couch cushions than you earn in 2 years.

oh and it will feel so good.... Congrats to you and your family :thumb:

Why would you pay someone 4% interest when you have cash money sitting there?

Keep thinking like that and you too will be broke all your life depending on someone else to decide if you will or will not have any money...

Damn right I am odd, as a matter of fact odd enough that I live financially the way 98% of America does not....

I would much rather be "Odd" than up to my ass in debt and trying to justify spending money I don't have.

P.S. you are not making 10% in a money market account, YOU may be making 10% in a ponzi scheme called a money market account.

Give me the name of that bank and a phone number, I will call them Monday

You are outside of your f'ing skull. It's like a cult with you. If I spend $5K to pay off a 5% loan vs spending $5K to invest at an ROI of 30% over the life of the loan I have MADE 25% over paying the loan off. Net 25% profits. Profit. Money in the pocket. So now the same $5K you would have me send out the door has earned me an extra $1500, in the pocket. That's a landau roof and power steering.

My point is that the money isn't sitting there. It shouldn't be sitting there. If it is, then a fool and his money were lucky to get together in the first place. Again, I work for my money then put my money to work for me. I have no problem carrying debt, particularly when the interest rate on my debt is outpaced by at least 4% ROI by taking that debt cash and investing it elsewhere. Yeah, I'm paying some asshole 5% interest on a loan but I've got that loan stacked somewhere else where someone is paying me 15%. So I pay off my 5 points to the bank and keep 10 for myself. How the **** does this not make sense to you? I'll kick over my couch for your year's wage and leverage that against a loan, invest it, make money and pay back my debt over the course of years while earning cash at the same time. It's how I can afford shits and giggles gifts to myself like Hyundai priced custom guitars.

You are a dreamer, you are no where near smart enough to got a 30% ROI on anything and if it were easy enough for someone of your financial intelligence to do so, everybody in the country would be doing the same thing...

Dream in one hand son and crap in the other and lets see which one gets full first.

P.S Point me to that bank paying 10% on a Money Market account

He's lucky he never "over induldged in anything" considering his financial advice is one of a ****ing caveman.

As hot headed as you are, do you beat your woman?

It's not so much your financial philosophies that I find odd - it's your combative nature about it. You don't really seem to be as interested in having a debate about it so much as you're looking to berate people for not agreeing with your philosophy.

I know that you're somewhat "backed into a corner" on this one since you're clearly in the minority, but I just don't get what personal benefit you're getting from this crusade. Are you legitimately trying to help people? If so, you won't get very far by being so condescending to people about it. Do you just get some sort of gratification from berating people? I don't know about that one. Seems odd, but possible. Are you insecure with your own financial decisions and compensating by being aggressive about it? I find this to be the most likely, but I don't know you.

I mean, christ man, you make assumptions about others' financial well-being that are clearly not true. You've assumed this entire time that I'm some idiot kid that has no idea what he's talking about, to the point that you wanted to see my (and others') credit card statements. Does that not seem weird to you? Hell, some people won't even provide financial information like that to ANYONE, let alone some random guy on the internet.

I just don't get it is all. You have your philosophies, others have theirs. Why do you feel the need to carry on about it constantly?

(These are all rhetorical questions, so don't feel the need to necessarily respond. As I mentioned, I just don't understand. THAT is why I think you're odd.)

I've actually come to get along fairly well with R8ers. I think I just write this off as one area where he can more effectively play the part of a rival troll. If he really is trying to "help" people on here, he needs to realize that people's financial needs should be approached the same way as religion (IMO). When someone feels they need help, they will seek advice. Also, whenever they do, if you berate them for their current situation/belief/decisions right from the start (or before they even ask for help), you're not someone who anyone is going to want to talk to about it. At least not in an objective or constructive manner.

More bullshit questions from our resident financial advisor.

No, I've never raised a hand to my woman, ever. but I'm sure more of your insecurities will come out and you'll label me a woman-beater much the same way you tried to say Dane was a pedophile.

Yes, your'e only odd because you're not in debt. That's the only thing.

Well said DaFace....very well indeed!

Masterfully played, Dave R8ers...

We took out a car loan for our first car. We wanted to build our credit up for a house...so is that a sin?

5.4% interest btw.

WTF?

How does pedophelia play into economics?

Nevermind, i don't want to know...

Dane Jr in training LMAO

I would need $1,500 to barrow $1,000. broker than the 10commandments on the 2nd bounce~

Don't feel bad.

I can actually spell adult words and I can't get a bank to let me borrow a pen...

commandments damn it! :banghead: You are on a roll today~

Go back and read the thread.

Old dick Tony Robbins likes to throw out accusations.

Why don't you scan in your ****ing financial statements instead of asking for proof from everyone else?

You're the dickhead who starts a thread about how great you are because you bought a cheap house and live debt free.

Keep attention whoring and passing judgement on everyone else's financial decisions.

Weren't you the same guy who swore you payed off all your credit cards ever month and then posted that you had a previous balance of 2500 from the last month?

For every excuse you justify yourself carrying debt I am going to tell you why you are wrong just as you try to tell me I am wrong on most of my views....

The guys who admit they are in debt and want out are the ones I am trying to help here, the trolls the wall street tycoons you can't say anything to anyway....

Instead of the whining and complaining, why don't people just avoid the thread?

http://dublinopinion.com/wp-content/...08/03/slap.jpg

If you don't know how to read a credit card statement, I'm afraid I can't help you.

Thank God, I don't wanna be in debt ...

RaiderH8r I am still waiting for you to show me the name of the bank that pays 10% on a MMA and where to invest for a guaranteed ROI of 30%

You kinda disappeared man...

30%? Ba-hahahaha, you can do better than that.

http://www.whatsalltheracquet.com/ar...aine-thumb.jpg

Excellent. And I'll tell you how to play your guitar. Now, I'm not qualified to tell you how to play a guitar, and I don't know the first thing about playing one, but I saw some guy on TV who is a really good guitar player, and that made me an expert. So I WILL tell you the right way to play your guitar, and you WILL listen to me. And If you don't listen to my expert advice, it can only mean one thing - you're an idiot! A big stupid idiot! And you also must be a child molester, wife beater and smut merchant, you bad, bad person! And if you dare to disagree with my 100% uninformed and 100% incorrect assessment of your character and get cross with me, rest assured that if you did it in person I'd hit you in mouth so hard you'd shit teeth the next day! I'd have to because you're so violent and immature, and stupid stupid stupid!

YOU WILL LISTEN TO ME! RESPECT MY AUTHORITA!!!!!!!!!! :cuss: