If that man can show me those places I will stfu and admit he was smarter than I am .....

Bernie Madoff didn't even guarantee that much :spock:

It's paid, not payed. I guess you make up for in financial prowess what you lack in grammar skills?
Posted via Mobile Device

Thanks Luv...

I do have to treat you like a troll from time to time. Plus, no one back talks DaFace. :p
Posted via Mobile Device

I don't disrespect the kid as a mod, he does a good job, but I will not kiss his ass or anybody else's if I think they are wrong on other subjects.


I know I made a grammar error there somewhere so find it for me and fix it.:thumb:

audiophile?

hmmm...word filter...that explains.

I'm so broke I had to sell my cockroaches.

I do everything on my credit card for the points and I pay my balance in full every single month. The B word isn't even in my vocabulary because it will never happen barring some extremely bad medical condition.

So that's the source of your cult like devotion to your philosophy; you can't do it so there must be no way to get it done. It makes perfect sense and my money market is pulling double digits routinely. Do your own f'ing homework you financial whiz.

I was clear slapnuts, "over the life of the loan". How long are typical student loans shithead? Again, do your own f'ing legwork. I wasn't guaranteeing 30% annual ROI you illiterate hack. You're suggesting slaying the hog to pay the bank today and I'm telling you to fatten the f'er and get paid a more later.

A post you made referencing me 6 months ago:

I'm so broke I couldn't afford to **** my sister, she's a high dollar ho.

You could probably afford R8ers' wife though

Thread of the year

Or daughter.

(I keed, I keed. Please don't call me a pedo or I might leave forever.)

I did find a coupon in the thrifty nickel...

I think this comment just pushed me over the edge. This is bullshit modding at it's worst. Not only am I not leaving forever, but I'm also filing a lawsuit.

You should probably grab a shotgun then.

I'm too broke to afford the shells.

I didn't think he could afford the daughter because of her porn background

No offense, but I will bet my life that you aren't, and have never, made double digit returns from a money market. Here's betting that you are confusing a money market account with a mutual fund.

The highest interest rate currently being paid in the country (as far as I can find) is 1.1%, and it's by a pretty shady firm.

http://www.moolanomy.com/1333/how-to...duct=33&sort=2

The average money market rate in the US today is 0.29%. If you are getting 2%, let me know where, and I'll film you making pornographic videos with R8ers's underage daughter.

Wow, there appears to be a lot of jealousy of the guy who has no debt in this thread.

exactly.

No, it's more about people being annoyed by him constantly patting himself on the back for it. I could give a **** less about anyone's financial situation around here, and I don't expect anyone to give a **** about mine.

I'm so broke I'm charging the mice rent.

Nah. Just tired of his 1543rd post on the subject. It's cool for me though. I've harvested his personal information and have 7 credit cards coming to me in his name. Party, bitches!!!

Are you ****ing kidding me?

I've heard that you're a lawyer. You must be a criminal defense lawyer, because defending scumbags and overlooking the shitty things they do seems to come naturally to you. Or perhaps it's his mindless extremism that appeals to you.

Is getting out of/reducing debt a good thing? Of course. It's not the message - it's the messenger. If some asshole calls me 10 times a day saying "DID YOU BRUSH YOUR TEETH? YOU SUCK IF YOU DON'T BRUSH YOUR TEETH! YOU RAPE LITTLE GIRLS IF YOU DON'T BRUSH YOUR TEETH!" my thinking he's an annoying idiot won't have anything to do with brushing my teeth.

Wow what a child...

Hows my little fat girlfriend at your house doing this morning?

R8ers is nothing less than annoying. I describe him as a skidmark on the underwear of life.

This statement pretty much speaks for itself.

Keep digging, delivery boy.

I was waiting for statements like this. I couldn't think of anything creative.

I'm so broke.......

Too broke to pay attention

Full time college student. Single father of 2 children at home. Exwife who had the financial responsibility of our government.

I win.
Even though I don't.

Shit. I forgot to brush my teeth this morning.

If the Mayans are right, who F'n cares? Run that debt up!!

Lol this. After yesterday's goings on, I was puzzled to why it was so bad to be an audiophile. I even went to urban dictionary to make sure I wasn't missing something. :doh!:

First of all, you heard wrong.

Second, I know the secret to avoiding the kind of irritation that you describe, but it takes a bit of self awareness and self control. For example, when R8ers started this thread, I read the first dozen or so posts and decided (a) I wasn't interested in answering his question and (b) I wasn't very interested in hearing a discussion of the pros and cons of debt free living. I left the thread and didn't come back until it was necessary to see why Dane left.

It seems like a massive over-reaction to some run-of-the-mill name calling to me. I can only assume that you turned on your ex-friend R8ers, after he gently encouraged you to stay out of it, out of a strange need to stay on Dane's good side, groupie-style.

Or because R8ers was stepping outside the normal lines of basic insults?

No, my investigation conclusively ruled that out. There are numerous instances of insincere accusations of child molestation in ChiefsPlanet history. It's a standard arrow in the ChiefsPlanet verbal abuse quiver.

Do you mean the normal lines of basic insults on this board?

I guess I need to look around more.

You're right, I did confuse the two. I'm referring to mutual fund/commodities/stock type investments.

Um, Dane has never needed me or anybody else to fight his battles. The times I mentioned him were generally to point out the idiocy of a some noxious hick truck driver attempting to tell someone who is very wealthy how to manage his money. As for R8ers, I just got sick of his debt crusade shilling. He's been on this kick for a while now, it's way past old, and this wasn't the first time I suggested he give it a rest. He then got all chippy with me and proceeded to lie about what I said. The guy's a giant douche, and that has nothing to do with Dane or me.

Oh, I didn't mean to suggest that Dane needed you. I meant to suggest that you were acting like the message board equivalent of a starfucker, kissing up to the board pseuedo-celebrity. Maybe I just misinterpreted your posts, but it sure seemed like you went from being a fan of R8ers to being one of his harshest critics overnight when Dane took offense.

I've been a broke dick dog since last July.


doesn't define me in any way, shape or form.

shit happens. I'm still treading water, but I'm not drowning. I can see the lifeboat in the distance.

Oh kiss my ass. Star****er? I found Dane's inside information to be interesting. It's not like I was sending him PMs asking to go across the street and get me Michelle Forbes' autograph. :rolleyes: R8ers' idiotic attempt to label The Bad Guy as a wife beater was just as stupid. Do you think that means I have a candlelit shrine to him in closet?

I've said over and over why I tired of this clown's crap. Do I need to use smaller words so you can figure it out?

I never said the man was a wife beater, I asked him if he was because he has a hot head, .... very similar to you...

No accusations girly man just questions

P.S. How do you get your fat ego in that little ford focus you drive?

Have an eight-ball instead!

:drool:

ssshhhh, I'm trying to be a mod for a day. No bad rep.

Still hangin' .. kids grown but havin' troubles .. they usually get my extra monies sumhow .. grind on people .....

I don't know. How'd you get your sister to marry you?

Good comeback.... You win Champ :thumb:

http://www.blogcdn.com/www.tvsquad.c...eboyfriend.jpg

And you wanted to be my mod?!?

Anyone posting copies of any personal financial information on here to satisfy R8ers fascination with being debt-free should be banned for being just plain stupid.

How do you know I am debt free? I could be lying with 60k dollars worth of credit card debt and an underwater mortgage.

I actually stated such a scenario before with you.....I'd be willing to be that some of the people who say they are debt-free are not in actuality. But who cares?

Each person lives their life to the best of their capabilities....some have circumstances they cannot avoid which do not allow them to be debt-free. (You disagreed with me on this in another thread)

If you are debt-free, congratulations I am happy for you. But to exhibit an almost "prick-like" attitude towards others who are not serves no purpose. Berating people and then resorting to a campaign of slurs only makes you look less the man.

If I could change the thread title to, "I am not debt free but if I were I would do it like this" would that attract slurs?

I'm ****ing tapped. Being an audiophile, I spent all my money on sweet new "equipment".

Ages and ages hence, anthropologist' will read threads such as this and label present times the kindergarten of man's evolution. . .

Then ages and ages hence of that conclusion, it will be determined it was incorrect to place mankind that far ahead.

It's amzing to me that you would even let the thought that someone around here would give the tiniest shit enter your brain.

Or not.

True story.

Dave Ramsey called, he wants his schtick back.

Okay,

1) When did this Faider **** decide that just because his team blew it's wad fighting the AFC West and could not do jack-shit against pathetic teams, that he could now walk about like his suck ass franchise is a source of empowerment?

And,

2) Why the **** would Dane "Leave Forever" at the incredibly weak ramblings of a gutless, self-absorbed pussy?

what you did right there was even worse. why would YOU even ask that question unless that's what you were insinuating?

passive aggressive behavior is not very becoming of you.

lmao.

You in debt yet Freighters?

One of my fav digs fron this era..."Penis free and proud" ROFL

I'm on my way to a meeting with a bankruptcy attorney at 9:30 this morning. Yeah, I'm not doing well financially at the moment.

Going to college was the ****ing worst decision I've ever ****ing made. I should have gone to a trade school of some sort. When you are (well, when many of us are) 18 years old, you don't realize how important these things are without an elaborate future plan previously mapped out. Back then, my focus was more geared towards chicks and wrestling. I figured merely attaining a BA would automatically result in being "fine." And if I got into a financial pickle, "future rico" would be able to handle it.. Well, "future rico" is now "present rico" and "present rico" would give anything to be given the chance to go back and smack "past rico" upside the head. Problem is...even if that were possible, "present rico" doesn't have anything to give.

Stupid...stupid....STUPID!!!!

Theres a lot of us in that club.

So remember this when talking to your kids.

HELP them lay out a plan. Don't just throw them into the wild at 18. 18 year olds are generally NOT capable of making sound life altering decisions.

THIS...THIS...THIS. They are going to be so annoyed with me in terms of how involved I am with their future planning, for I will be crazy about it. I don't care though...it'll be for their own good.

I'm really, really sorry to hear that.

Don't get me started on the economics of college. I will rant on forever.

Not quite the same thing, of course, but I have personally dissuaded three people I know from going to law school, and couldn't be more proud of it. People think "law degree = big bucks" but they are VERY, VERY wrong.

The American middle class obsession with obtaining a college education is ****ing over generations of young people.

Good luck Rico

Unfortunately, one of the things his bankruptcy attorney will tell him is that it is very, very hard to discharge student loans in bankruptcy. Not impossible, but not easy and certainly not guaranteed.

The problem is that we seem to operate on a 25ish year window for knowledge and collective wisdom. 25 years ago, going to college was relatively inexpensive, and having a college degree was just about a guarantee that you could find a job that paid a reasonable wage.

Now, the cost of college has skyrocketed, and I know people with Ph.D.'s who are working for $30k/year. It's criminal.

What has happened, in part, is that the value of college degrees has significantly lessened due to a vast, vast, increase in supply. Second, the costs of a college education have exploded due to:

1. federal grants/loans

2. demand for a college education due to changing societal norms. No longer is it geared to get you a job or profession, but now it's basically a minimum reqiurement for "polite society".

3. absolutely NO risk by colleges or banks in giving loans to students to go.


There is no longer any rational relationship between the cost of a college education, and the degree you get.

WHY THE **** IS THE U.S. GOVERNMENT LOANING ANY ****ING FOOL WHO WANTS ONE THE MONEY TO GO GET A GODDAMN ENGLISH OR HISTORY DEGREE?

Why the **** is the cost of an English degree the same as the cost of an engineering degree?

The cost of college has outpaced EVERYTHING else over the last 30 years. Even ****ing healthcare. The system is entirely broken and needs a complete overhaul.

Damn near nothing's impossible in law, but it's easier to get out of a murder rap than it is to discharge student loan debt.

And yeah, the bubble burst on law school about 6-7 years ago.

Honestly, I'm not sure what I'll tell my kid in 15 years. As you've noted, college degrees are expensive as hell for no good reason but if you want to get into the work force, you damn near have to have one. And as for find a steady route to a lucrative career....there just damn near isn't one anymore. Medicine? Yeah, engineering if you manage to get your foot in the door.

The future economy is just so far beyond my understanding that I wouldn't know where to start. It wouldn't surprise me at all if 20 years from now we're approaching an era where more people are freelancing than aren't. The idea of a stable, long-term employer seems to be less and less doable.

I'm just hopeful that the workforce finds a way to deal with changing technologies in the future and when it does, it stabilizes. Right now you're just in such a prisoner's dilemma with college and the employment market that I wouldn't know where to start.

Agreed. It's a problem.

I just heard about a fascinating program that a friend's niece is going to do. It's a college that started out as a culinary school but has now expanded and is obviously much more "market-oriented" in terms of providing degrees with real life skills.

They are currently starting a new program for a degree in -- basically -- computer security. All about how to protect networks from hacks and all that stuff.

NOW THAT IS A ****ING CAREER PATH FOR THE NEW MILLENIA.

It's a small college in Rhode Island that I never heard of, but it was honestly the best plan for a career path I've heard in a long while from someone of HS or college age.

This is it. Johnson and Wales Unviersity. Sounds like a hand cream, but whatever.

Cyber Threat Intelligence and Defense program.



http://catalog.jwu.edu/programsofstu...ce-defense-bs/

I'm sorry to hear that, rico. Best of luck.