Congrats! Debt-free means that you will never be forced into slavery other than a military takeover by the Chinese. Or maybe some sort of Pulp Fiction pawn shop scenario. But odds are you're safe.

call Dave ramsey

To answer your new OP. One thing you really need to save up for is child support.

Look for a bunch of cans on the property that you have absent mindedly walked by hundreds (no, thousands) of times and just decided to kick out of desperation.