It will come quicker than you think....

Thanks you just about made me spit my tea all over my keyboard.

:LOL:

I can retire in 14 1/2 months but right now this company I am working for is kicking ass and this could be a year unlike anything I have ever experienced so I will decide last minute in 2025.

For anyone under 50, you're about to be cornholed by our wonderful people in our nations capital who are about to raise the retirement age.

If your hobby is baseball, I can appreciate the efficiency.

ROFL

I am left handed....and was always told that my wrists were the best part of my swing. So I figured I would use it as my defense mechanism too.

On a more serious note...I have always loved teaching baseball fundamentals (been a while since I have done it) to kids. Would love to find a local little league that has an assistant coaching job out there I could get. I grew up loving and playing baseball and it was the one thing that drew me out of my shell in my youth. (I detest what MLB has become though)

I think....what would make me happiest in my retirement is that I helped some young child learn to love baseball as much as I did when I was young and that it helped them grow.

There's a joke going around my company....I am finally retiring on the 2nd anniversary of my retirement announcement. I am glad I hung around (more retirement funds never hurt) so I get what you are saying.

Retirement age.....wonder how many people know about what is considered "full retirement age".

:rockon:

That big mound of dirt in his backyard is a pitching mound. That's his story and he's going to stick with it.

I'm such a big fan that I recreated a bullpen in my back yard....so there are 2 mounds in my backyard....side by side. And the miniscule etchings on the pitching rubbers are nothing of consequence.

15 years left for me God-willing. Seems like forever at this point, but that would put me at 60 which I think is good. Roughly 7 years from SS and 5 from Medicare. Enjoy your retirement and watching our Chiefs win another 3 SBs during!

Between 66 and 67 for anyone alive. If you can wait on SS do it; it’s an 8% increase year-over-year until 70.

Are you saying wait until age 70 to start taking Social Security?

Because waiting until age 70 isn't always the best course for everyone.

If you think you will live to age 90...waiting is right. But if your lifetime left isn't that long that extra 3 year wait may not be right for you.

Generally speaking, yes. If you need the money or don’t have longevity on your side, no.

It very-much is a balance of a number of factors for each individual. Even if you're planning to live to 90 or 95, if your passion is one where 70 or 72 is about as long as you can do it, you might as well add it to your slush fund while you're not sitting around eating pudding. I'm not even 60 yet but I'm very-much thinking about taking what I can get at 62 and letting it fund a trip each month for as long as I can keep doing my thing. After that I'll be one of those people riding a golf cart and waiting to die one organ at a time, prolly starting with the liver. LMAO

If I were you I’d go sit down with a CFP professional to build out a financial plan for yourself and wife. I hear Schwab does these at no cost so maybe start there. Then you’ll know exactly how all your pieces come together and when it makes the most sense to take SSI. You’ll also know where your spending threshold lies. As a financial advisor with 18 years experience and a CFP designation that’s what I’d suggest!