Coin - Credit Card Consolidation
Would you use this?
https://onlycoin.com/ <iframe width="560" height="315" src="//www.youtube.com/embed/w9Sx34swEG0" frameborder="0" allowfullscreen></iframe> |
Or you could just use Google Wallet.... although the Wallet Card is just a regular card that you can fund from any source via the Wallet app. COIN is "cooler" techwise... personally I wouldn't waste my money on one, no.
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The only thing that turns me off about it is that they approximate battery life at two years, and once the battery dies, you have to replace it.
$50 a year to rid my wallet of 6-8 cards? Probably not gonna happen, but like the idea. |
No.
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That would be nice but I generally only carry two cards plus my license.
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I'm not an early adopter of tech that controls my money.
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but, that's a cool idea though. |
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I went out to a bar with my brother the other night for a beer or two. I go to pay via cash, and I only had $20. :banghead: |
not PCI compliant, and someone in the know on another site doesn't think it's likely it will be certified. And battery life of 2 years? **** that.
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Who uses a ****ing debit card? Morons.
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Steal my credit card and see if I care. I'll dispute the charges and my card carrier will issue me a new card/number. Easy. Not to mention I earn hundred of dollars in rewards every year just from charging everything. And yes, I pay my card off in full every month. |
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I started out skeptical, and then thought it was cool when I saw the little button that switched cards. But as I thought more, I realize that I'm all about risk control on money stuff. If you lose that thing or the battery dies, you're completely screwed. If I carry three cards, the odds are that one of them will work and get me home if I suddenly find myself in the Yukon. |
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I too have ZERO bad debt (outside of my 3.125% mortgage) and use credit cards for everything and pay it all off to zero every month, but, and it's a big one, I would bet id spend less if I stuck to a DR like program, and I wouldn't have that risk of spiraling debt out of control right around the corner. I make plenty of money to outrun any financial issues now, but I know that with less dependency on credit cards I'd spend significantly less. Cash is much harder to part with and brings spending to reality. Budgeting adds another level of safety and financial security. |
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If I didn't do that, I could definitely see myself spending more with my credit card than cash alone. But if you learn to treat the credit card like a debit card, you are getting free money from those greedy banks. I even got the smoker I use as a reward from one of my credit cards. |
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http://bowtiesandboatshoes.files.wor...-card-case.jpg |
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