How does your retirement funding work?
 

Excluding social security, what's your deal on retirement funding? The poll will take a few minutes for me to put up, but the delay is primarily to compound your interest in the topic.

401k + Roth IRA + Pension + Personal Savings = Awesome

none'a yer damn busniess nosey noserton!

I contribute money but my employer doesn't match it.

Chiefsplanet has the right to audit this stuff, you know. It's a pay to play forum and we need to be sure that people have the resources to post.

I guess I should get to work on my I'm leaving forever thread then?

We'll prepare your bill. At 31,000+ posts, I hope you brought your credit card.

I'll be selling plasma, sperm and organs.

Cut 'em up 6 years ago. Haven't had one since. I pay cash but good luck getting that too.

OK on with your thread now as I duck out.

Spend an assload of money buying a percentage of the firm, increase your share proportionally as previous partners retire/get bought out, hope the firm lives long enough to buy you out at a kingly sum like it did the people you paid for when you bought in.

So not quite as nice as those state-run jobs where they just give you 90% of your salary until you die.

I should've totally worked for the government.

I don't think I make enough to have a retirement plan to work. Am fixing to switch gears and become a truck driver. At least I am seriously thinking about it seriously.

Seriously?

The more I think about it, it would be funny if austinchief had one of those mile-long "terms of agreement" when you sign up on Chiefsplanet, and buried in there somewhere you have to pay 5 cents per post. That could be his retirement plan.

401k
employer puts in 15.5%
i have to put in at least 3%

i also have a big container of smashed beer cans i plan on cashing in.
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wow

that's badass dude

Wow.

Yes am sure I am serious.

i guess...actually, i put a little bit of sand in each can before i smash them.
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we MIGHT have been referring to the 15.5% employer contribution

No "Omaha! Omaha! Omaha!" option?

RAIN MAIN IS SLIPPING

well, i'm pretty ****in important around here. for instance, i'm getting ready to take 3 bags of trash out to my truck to haul off. then, if things slow down, i plan on mopping the piss stains off the bathroom floor.
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This is my best hope....

My employer offers no retirement plan, I used my previous savings towards a business that blew up after 5 1/2 years, and an earlier pension account from a union job is 1/4 of what is was due to union mismanagement.

I'll be working until I drop.....:deevee:

I have a defined benefit plan and a defined contribution plan (401k).
Not many companies offer both any more

and if they don't, we go with the Obama plan where you fork over some of your $$ to the other guy so he can have equal access.

Dang. How did I forget that?

Regular retirement (lowered slighty so that it would continue to my wife, should I die first), 401(k) that I maxed every year and employer did various 50% to 25% matching, plus SS. When I turned 65, my health insurance became secondary to medicare and it included drugs and dental coverage.

No house payment and no car payment, so our bank account is actually growing each month.

Pension? I am surprised by this, congrats for finding one of those in your generation.
They are pretty much non-existent for our generation.
Government job?

I'm actually funding the retirement of all the people living off of the taxes I pay.

Bernie....he Madoff with all my retirement money.

I put all my money into waffles.

I got in at the end. I think new employees now either don't get it or get a smaller cut. It's not a pension in the like of an annuity, but a lump sum based upon years of service & highest average salary.

Same here.

death

My family court lawyers in two states seemed to have liked my 401k retirement funds just fine. I bought one of them a 911 and one of them a boat.

.I have a defind pension account fully paid for by my employer. It is a multi employer pension plan that is about 95% funded and at retirement age of 54 I could get about $5000 a month until I die. I will probably work a few years past that age and continue to build that account

I'm married with kids therefore it's not really mine, so I don't really worry about it too much! I could have a trillion dineros and still be told if it's what I want, there's no coin for it. I hate CHunt!

Retirement is really being more like a tire, it is being retreaded because now you can do exactly what you were born to do. Whether that be volunteer work, owning and managing assets, travel, enjoying life, enjoying family, going on a mission trip, or all of the above

My employer matched 18% of my 401k contributions for those 30+ years I worked there - rolled over to an IRA. I have a very nice pension and some dough put away. No debt and all that. I don't plan on working again but maybe I will if I get bored enough - which I won't. And yeah, my kids will never get a pension. Those are probably mostly going away for good. The company I worked for doesn't pay pensions for the younger new hires anymore. Us old farts still get it .

I thought my company was built by the stock holders / owners. I heard the other day that it wasn't.

What is Social Security?

Defined pension+Roth IRA+TSP+Stocks and possibily disability. I am also hoping to get some investment properties when I retire from my first job and depending on what my next employer offers, that as well.

20 rental properties will bring me in around $15,000 a month . They're 75% paid off and I will retire at 55. Real Estate is the best way to go ! And I can always sell sperm on the side.

And I don't have any IRA's , savings , nothing . EVERYTHING goes into paying off the rentals.

I have a 401k + Pension + Solid income from a business venture

401k, pension, post retirement 2 business ventures. probably work till I want to fish, hunt, sleep, or give a shit about the Chiefs again.

I'll never trust a 401K again. I have my own self-directed IRA that I buy stocks and real estate thru. I get tax-free rental income.

Oh Bullshit, you need to pay your fair share ROFL