ChiefsPlanet

ChiefsPlanet (https://www.chiefsplanet.com/BB/index.php)
-   Nzoner's Game Room (https://www.chiefsplanet.com/BB/forumdisplay.php?f=1)
-   -   Home and Auto Bought a new car (https://www.chiefsplanet.com/BB/showthread.php?t=269873)

Coach 02-09-2013 05:39 PM

Bought a new car
 
2013 Dodge Charger R/T AWD 5.7L Hemi.

http://img.photobucket.com/albums/v3...ps6a8e6edc.jpg

http://img.photobucket.com/albums/v3...ps3fe812e6.jpg

http://img.photobucket.com/albums/v3...psb21fd696.jpg

gblowfish 02-09-2013 05:41 PM

Looks like a cop car!

BlackHelicopters 02-09-2013 05:58 PM

Chicks, dude. The chicks.

LoneWolf 02-09-2013 06:00 PM

Have you checked to see what the insurance cost is? I recently had to buy a new vehicle and when I called my insurance agent to give him a heads up that I would be transferring my policy, he warned me about the rates on the Dodge Chargers. I thought it was interesting that he mentioned a specific model. Car looks awesome! Just curious about the insurance.

Aries Walker 02-09-2013 06:05 PM

That's a beauty.

petegz28 02-09-2013 06:07 PM

nice wheels

Bwana 02-09-2013 06:13 PM

sweet!

Psyko Tek 02-09-2013 06:35 PM

she's cool
what did she set you back?

HoneyBadger 02-09-2013 06:53 PM

I got a new car too!

http://funnyvooz.net/wp-content/uplo...Wallpaper5.jpg

HonestChieffan 02-09-2013 06:59 PM

Get rid of it before it rusts into a pile of shit. Dodge has always made great cars that go to hell in a blink of the eye.

stonedstooge 02-09-2013 07:12 PM

Does the girl get up and go?

Tombstone RJ 02-09-2013 07:12 PM

Fantabulous! What's your car payment now? Seriously, no one should have a car payment.

Think about this homey with the new car: if you took your car payment and put it away into a savings account, you'd be able to buy a nice car for cash in a short amount of time.

JMHO of course. But I hate to see people get straddled down with bad debt.

Hammock Parties 02-09-2013 07:13 PM

Looks like a Honda Accord.

Tombstone RJ 02-09-2013 07:14 PM

Quote:

Originally Posted by HoneyBadger (Post 9390356)

lol, it runs on grass!

bevischief 02-09-2013 08:36 PM

I got a new dent today. Old folks backed into my parked truck at the gas station. I Have 97 Toyota T100 that insurance wants to get rid of. I have a new dent on the right side of my rear bumper but he lost more than that. I walkout and say that ok. And it is not snowing yet. To fix his car at least $200 bucks mine I don't care. I have about 300,000 on the truck so I looking for something to total it.

Dayze 02-09-2013 08:37 PM

I knew you were a cop.
:Poke::D

RedandGold 02-09-2013 08:41 PM

Nice little grocery-getter

mlyonsd 02-09-2013 08:51 PM

Good for you Coach. Enjoy.

R8RFAN 02-09-2013 09:06 PM

Beautiful car, I could buy one cash tomorrow / Monday but I am too cheap.... Enjoy the ride, it's a beauty

Sfeihc 02-09-2013 09:06 PM

Boss. Well done, sir.

Easy 6 02-09-2013 09:37 PM

AWD with a Hemi? thats a very nice ride, pay no mind to the Dodge naysayers, that company has truly upped its game in the last 7-8 years.

houstonwhodat 02-09-2013 09:39 PM

I bought a 2009 Lexus ES 350 new and it's is a great car.

But man what a ****ing waste of money.

I'm thinking of selling it and getting me a cash car for 3,000.

**** it.

Coach 02-10-2013 11:07 AM

Quote:

Originally Posted by LoneWolf (Post 9390226)
Have you checked to see what the insurance cost is? I recently had to buy a new vehicle and when I called my insurance agent to give him a heads up that I would be transferring my policy, he warned me about the rates on the Dodge Chargers. I thought it was interesting that he mentioned a specific model. Car looks awesome! Just curious about the insurance.

It's just $10 more a month for the same rate that I had on my old car.

Coach 02-10-2013 11:08 AM

Quote:

Originally Posted by Dayze (Post 9390603)
I knew you were a cop.
:Poke::D

GET YOUR HANDS UP!!!

:D

Coach 02-10-2013 11:10 AM

Quote:

Originally Posted by Tombstone RJ (Post 9390425)
Fantabulous! What's your car payment now? Seriously, no one should have a car payment.

Think about this homey with the new car: if you took your car payment and put it away into a savings account, you'd be able to buy a nice car for cash in a short amount of time.

JMHO of course. But I hate to see people get straddled down with bad debt.

This is true and I have considered that route. The problem that I am having was, my old car was still worth a lot of value, (trade-in) and I also checked the increase of insurance and what not.

Basically, it's around the neighborhood of $300 a month, so it's not too terribly bad. I also made sure that I still have enough revenue after all the bills are paid off (including the car payment), and I'm still sitting pretty good.

LoneWolf 02-10-2013 11:15 AM

Quote:

Originally Posted by Coach (Post 9391372)
It's just $10 more a month for the same rate that I had on my old car.

Great. I don't know why my agent even brought it up then. I ended up buying a 2013 GMC Sierra Denali. It's a nice truck, but sometimes I wish I owned a sports car just for the sheer joy of driving one. Dodge has really upped its game the last few years. Enjoy.

Prison Bitch 02-10-2013 11:19 AM

I drive a car worth $1700 in kelly blue book and I make pretty good money. It's hard to justify a nice car when I have a wife and two kids at home and i'm responsible for every bill. Kinda sucks she gets the new SUV and I drive a rust bucket but our kids do come number one.

Seeing these threads makes me a bit jealous since I'd love to have a nicer car. Let alone a new car like this.

DeezNutz 02-10-2013 11:19 AM

Good looking whip, player.

stevieray 02-10-2013 11:19 AM

NICE.

curious, why the four door?

Buehler445 02-10-2013 11:24 AM

Quote:

Originally Posted by houstonwhodat (Post 9390686)
I bought a 2009 Lexus ES 350 new and it's is a great car.

But man what a ****ing waste of money.

I'm thinking of selling it and getting me a cash car for 3,000.

**** it.

Heh. I've considered this route. And I kind of have for my work pickup. I paid cash for one with a salvage title three years ago. I think it was in the $13K range and was a pretty nice pickup. Of course, I've got some wear on it, and the country roads are not kind to any vehicle. And it is afterall a farm pickup and I'm trying to keep the return there (it has done really well for me). I like it, it's home, it does what I want it to do, and I've got it set up like I want. It's a good pickup.

But I bought my wife a car and we kept her old car around as a backup. And GODDAMN they are a lot more pleasurable to drive than my old sex wagon.

It is tough for me to dissent from the numbers game, but for people with long commutes like my wife, there is some value to having a better car. Putting a dollar amount on the value is tough, but as long as I'm fiscally able to I'm going to keep her in a nicer car. I'm sure the new car and the backup car are nowhere near as nice as some on here, but there is definitely a value to driving a nice driving car vs some old pickup. $30,000 of value? Probably not, but there is some value.

Buehler445 02-10-2013 11:30 AM

Quote:

Originally Posted by Coach (Post 9391377)
This is true and I have considered that route. The problem that I am having was, my old car was still worth a lot of value, (trade-in) and I also checked the increase of insurance and what not.

Basically, it's around the neighborhood of $300 a month, so it's not too terribly bad. I also made sure that I still have enough revenue after all the bills are paid off (including the car payment), and I'm still sitting pretty good.

Good on you buddy. It's a pretty sweet looking car.

I'm not trying to tell you how to handle your business, but I don't amortize the loans for more than 3 years on vehicles. I did it one time, and if I hadn't put so much down it would have been really easy to get upside down on it. And at that point it is kind of a vicious cycle, if you try to trade. Newer cars just lose too much value in 5 years.

JMO. Some guys set it up longer and pay extra principle. That's fine, I just don't ever get around to it, and the rates are much more favorable (right now) in the 3 year notes, that it wasn't worth it.

The other thing is that the interest rates are so low, that on my wifes car (no trade in) I didn't put much down and kept the money. It was going to cost us like $200 to keep our $6,000. My payments are pretty high, but if I've got the cash to use if I need it for the car or something else.

mikeyis4dcats. 02-10-2013 12:32 PM

you just got a new car last year didn't you? or were you still driving the truck?

Coach 02-10-2013 01:22 PM

Quote:

Originally Posted by stevieray (Post 9391390)
NICE.

curious, why the four door?

Well, I would have gone for a Challenger (2 door) but the sticking point that I'd like to have is the AWD, and unfortunately, the Challengers don't make AWD.

Coach 02-10-2013 01:24 PM

Quote:

Originally Posted by Buehler445 (Post 9391404)
Good on you buddy. It's a pretty sweet looking car.

I'm not trying to tell you how to handle your business, but I don't amortize the loans for more than 3 years on vehicles. I did it one time, and if I hadn't put so much down it would have been really easy to get upside down on it. And at that point it is kind of a vicious cycle, if you try to trade. Newer cars just lose too much value in 5 years.

JMO. Some guys set it up longer and pay extra principle. That's fine, I just don't ever get around to it, and the rates are much more favorable (right now) in the 3 year notes, that it wasn't worth it.

The other thing is that the interest rates are so low, that on my wifes car (no trade in) I didn't put much down and kept the money. It was going to cost us like $200 to keep our $6,000. My payments are pretty high, but if I've got the cash to use if I need it for the car or something else.

Yeah, and since it's $300 a month, I'm going to be paying off $400 anyways, to pay it off a little faster. Plus, if all things goes well without any issues until 2014 tax return, I plan on using that refund to pay a good chunk of the car payment as well.

Of course, we can't predict the future, but at least we can try to prepare for it as the best we can.

Coach 02-10-2013 01:25 PM

Quote:

Originally Posted by mikeyis4dcats. (Post 9391466)
you just got a new car last year didn't you? or were you still driving the truck?

It wasn't new, it was used.

mikeyis4dcats. 02-10-2013 01:37 PM

Quote:

Originally Posted by Coach (Post 9391601)
It wasn't new, it was used.

yeah, I meant "new"...

Coach 02-16-2013 02:57 PM

Quote:

Originally Posted by mikeyis4dcats. (Post 9391620)
yeah, I meant "new"...

Yeah, well it was new, but it wasn't what I really wanted, since a person made me "settle" less for what I really wanted, and since it's no longer my problem anymore, I'm not going to settle anymore.

So I'm going to do whatever I damn want, whenever I please, and not a damn thing will stop it. I work hard for the things that I want. :D

mikeyis4dcats. 02-16-2013 04:07 PM

Quote:

Originally Posted by Coach (Post 9407542)
Yeah, well it was new, but it wasn't what I really wanted, since a person made me "settle" less for what I really wanted, and since it's no longer my problem anymore, I'm not going to settle anymore.

So I'm going to do whatever I damn want, whenever I please, and not a damn thing will stop it. I work hard for the things that I want. :D

I wondered how that was going, guess that answers that.

:thumb:


All times are GMT -6. The time now is 02:31 PM.

Powered by vBulletin® Version 3.8.8
Copyright ©2000 - 2024, vBulletin Solutions, Inc.