Want FREE Credit Reports From The Big Three?
 

Want to check to make sure there isn't any thing funky on your credit report with no strings? I just got done with this myself. It's free once a year and isn't one of those BS pages that wants you to sign up for a 30 day gig and give them a credit card. It's all free! Just click here, it only takes a minutes or so to get the ball rolling. :thumb:

Cheers,

Bwana

https://www.annualcreditreport.com/cra/index.jsp

Did you actually get a score without paying? I looked at my credit history a week or two back and everything is clear. But I am curious as to my score but am not willing to pay (or sign up for something that needs canceled) for it.

I just got free reports from all three of them. Nothing out of right field sprang out, but it's always wise to check. It is also your legal right to check your credit free once a year and this is a great place to do it.


Score....I know I have a very good one so I don't need to know the exact number.

Mine should be pretty high too. The curiosity in me though wonders exactly how high. But then again, you don't get good credit by blowing money to find out how high of a score you have.

I know this, the bank never hesitated for a second to approve us for a loan and the loan officer told us we get A LOT more than what we were asking for. 'Course, we were asking for the most that our monthly budget would allow us to pay at that point so I would hate to see how much we could have gotten loaded down with.

Heh! ROFL I hear ya. If you can't sleep, one of then offered it (Your score) for $7.95 from what I can rememner, but the actual reports are free.

Man, I got a score of 45. Things are looking up!

did that last year and found a bogus $1000 charge from a health club I had never used...they researched it and cleared it....worth the effort to check

Exactly, you never know and for free, there is nothing to lose. Hell the whole thing ony takes a few minutes and you can print it out if you want to.

As a financial education writer and 800+ credit score person ...
 

All you get are the reports -- no credit score. Although, I should note two things:

1. For the past two years, getting one from TransUnion is damn near impossible.

2. The old credit scoring model is being replaced with one that makes sense (based on a 1,000 point scale, rather than the ridiculous one they use now which makes no sense to anyone except the geek who created it).

Still, Bwana's point stands: It's vital that EVERYONE get a copy of their report. You never know what the hell they put on it (I had a bunch of stuff from my sister ... which is not a good thing).

MM
~~:)

I don't understand what is so top secret about credit reports. I think everybody should have the right to know their credit report. Personally, I find it hilarious that people actually have bad credit. I never have bought anything I couldn't afford. I charge EVERYTHING to my credit card since I was 16 years old. My credit card bill usually racks up about 1500 a month and I've NEVER paid interest on it. Just pay it off in time, if you can't, don't buy all that shit you don't need.

I also was paying a loan off on my car under my name, but my dad just paid me for it in hs to up my credit. That was a great idea, if you buy a car for your kids in college, I suggest you do that. Now I have perfect credit but I don't think I'm the person to use it the way most people would. I'm never going to buy a car where I have to pay interest. The next car I buy, I'm going to buy it in cash, and the next one, and the next one. I'm just going to save my money up until I'm 30, and buy a house with cash. I see no point in paying interest on something you can't buy..unless it's student loans. :banghead:

I just got offered a free credit protection. It appears that my former employer of 15 years ago had an employee's laptop in their car that got stolen, and it had some of my personal information on it. Yippee!

i got a bunch of wrong shit off my report and raised it 111 points in 60 days. No shit.

Read about it here. Its crazy.

http://cultivategreatness.com/2006/1...nts-in-60-days

Damn, didn't work. After I entered in all my information, I got this page

What's happening...
We apologize for the inconvenience, but based on the information provided,
we have been unable to confirm your identity.

Bond................James Bond.