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Craash 12-27-2012 03:42 PM

Buy Here Pay Here Dealer
 
My wife has a recently divorced friend who is a mess. She just had her car repo'ed today while at work.

Anyway, partly to keep my wife from becoming her taxi driver I'm putting feelers out for anyone that might know/own/work at a car place that caters to those with worse than bad credit and is less buzzardly than normal.

I'm of the opinion she hasn't hit bottom yet and won't turn things around until she does but she's deep into Lindsay Mode denial. The tough thing is she has two kids and the dad is threating to take her back to court to try and take away her custoday . . . . so my wife is struggling with it.

Any leads?


fire/aids tree/antifreeze/piihb/gaz

DaKCMan AP 12-27-2012 03:44 PM

pics?

Craash 12-27-2012 03:45 PM

Quote:

Originally Posted by DaKCMan AP (Post 9244262)
pics?


Damn, I missed that one.

She USED to be hot.

Flachief58 12-27-2012 03:48 PM

First of all, why would anyone want to finance a car for her when you describe her as someone who is less than responsible?

Secondly, the kids may actually be better off with the dad

Craash 12-27-2012 03:49 PM

Quote:

Originally Posted by Flachief58 (Post 9244269)
First of all, why would anyone want to finance a car for her when you descride her as someone who is less than responsible?

Secondly, the kids may actually be better off with the dad

I don't disagree with any of this.

TribalElder 12-27-2012 05:01 PM

http://www.metcalfautoplaza.com/

Saw their commercial once.
It's a starting point I guess

Saul Good 12-27-2012 05:39 PM

Tell her to buy a $500 car that will last her a few months. Going to a buy here pay here lot is a recipe for disaster.

JASONSAUTO 12-27-2012 05:41 PM

Quote:

Originally Posted by Saul Good (Post 9244498)
Tell her to buy a $500 car that will last her a few months. Going to a buy here pay here lot is a recipe for disaster.

This. Buy a cheap ****ing car and limp that ****er through for a while
Posted via Mobile Device

Dr. Gigglepants 12-27-2012 05:42 PM

Quote:

Originally Posted by Saul Good (Post 9244498)
Tell her to buy a $500 car that will last her a few months. Going to a buy here pay here lot is a recipe for disaster.

100% This. Sounds like a bad idea to go to one of those places now. Unless you're trying to help her reach rock bottom.
Posted via Mobile Device

threebag02 12-27-2012 05:44 PM

Quote:

Originally Posted by Saul Good (Post 9244498)
Tell her to buy a $500 car that will last her a few months. Going to a buy here pay here lot is a recipe for disaster.

This all day. Unless she is willing to work it off in trade.

hometeam 12-27-2012 05:45 PM

Buy here pay here is a nightmare in most cases. That being said, if she is a 590 or so a regular bank/dealership will get her bought. I have seen 470s get bought under the right circumstances. I would exhaust every avenue of traditional financing before getting interest bombed by a buy here pay here lot.

Easy 6 12-27-2012 05:50 PM

If she's that bad, she'll likely need atleast 2k down and be prepared to pay crazy (15-20%) interest.

If thats the route she goes, just make double sure that they report to the credit bureau, so she can atleast start building better credit after biting the high interest bullet... many of those places dont report.

Saul Good 12-27-2012 05:53 PM

Quote:

Originally Posted by scott free (Post 9244528)
If she's that bad, she'll likely need atleast 2k down and be prepared to pay crazy (15-20%) interest.

If thats the route she goes, just make double sure that they report to the credit bureau, so she can atleast start building better credit after biting the high interest bullet... many of those places dont report.

If she's got $2000 to put down, she should just buy a $1500 car and set $500 aside for repairs.

Mr. Flopnuts 12-27-2012 05:55 PM

If she couldn't make the payment how can she make the down?

something cooler 12-27-2012 05:56 PM

How has she not hit rock bottom? This sounds pretty bottom.


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