Quote:
Originally Posted by tambaberry
I have a derogatory mark on my credit history that is nearing the 7 year mark. What can I do to get it off? Also, has anyone used or heard good or bad things about credit repair services?
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Credit repair services are a known scam. Contact the firm that holds your bad mark and see if they'll do a pay for delete.
If you can't pay even a negotiated lower rate the mark should drop off soon.
Are you trying to get a mortgage, car loan, card?