Originally Posted by blake5676
The biggest problem overall with the ACA is the dictation of what they've determined to be essential health benefits. Not everyone needs the same coverage, plain and simple. And as a result of them determining a minimum what every insurance plan has to cover, they've essentially completely changed the way the entire system works.
I agree that this is a fundamental problem. It wouldn't be as big of a problem if the mandatory coverage was more spartan. But then we would constantly be facing the problem of political pressure to increase coverages (it would appeal to politicians because it's a way to give a group something where the benefit is clear but the cost is hidden).