Originally Posted by Mr. Plow
I've had the plan since 2007 (or 06).
As to those two provisions (coverage to 26 & lifetime cap) - wouldn't that immediately disqualify all (or a majority) current insurance plans?
If it is truly the same plan (there hasn't been any major changes in coverage/benefits) then it would be grandfathered and the age 26 and cap rules wouldn't be required--that's where Obama got "if you like your plan you can keep it." If you had it when the law was enacted without the insurance co. making major changes to it, then you can actually keep it.
Looks like you're back to having to ask them to explain.