Thread: Economics Investments & Personal Finance
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Old 01-03-2014, 12:08 PM   #99
2bikemike 2bikemike is offline
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Join Date: Sep 2002
Location: El Cajon Calif.
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Quote:
Originally Posted by mr. tegu View Post
Didn't read through the whole thread. Has or does anyone have an HSA? I heard about five years back from professor how it was a good thing to utilize. I just don't recall the benefits. Any one?
I signed up for it this year. My share of my insurance Premium doubled so I opted for the High Deductible Low Premium plan. My wife and I are healthy with very few visits to the Doctor. I invested the difference in premiums to the HSA. My employer also threw in a grand.

My plan is to treat it just like the 401k. It works very similarly. Tax free as long as you use it for HC. I believe you can even apply the money to premiums later on. So hopefully I stay healthy and when I retire I have a nice little nest egg to apply for medical coverage in my later years.
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