Thread: Money How does one get credit?
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Old 09-18-2014, 04:28 PM   #10
lewdog lewdog is offline
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Join Date: Sep 2011
Location: Valley of the hot as ****
Casino cash: $1511900
Quote:
Originally Posted by loochy View Post
Wait what?

Having 100k credit limit and only using 1k is worse than having 100k credit limit and using 75k?
No he said it right but you have it backwards in your mind. 100k with 1k used results in higher credit score than the other option. You want to use the least percentage of your available credit. Those who use near all their available credit have crappy scores.
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