Quote:
Originally Posted by loochy
Wait what?
Having 100k credit limit and only using 1k is worse than having 100k credit limit and using 75k?
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No he said it right but you have it backwards in your mind. 100k with 1k used results in higher credit score than the other option. You want to use the least percentage of your available credit. Those who use near all their available credit have crappy scores.