Quote:
Originally Posted by lewdog
No he said it right but you have it backwards in your mind. 100k with 1k used results in higher credit score than the other option. You want to use the least percentage of your available credit. Those who use near all their available credit have crappy scores.
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Thats what i said in the very first post he commented on but he told me i was 100% wrong
high credit to debt ratio
credit 100000000000 debt 5 = high credit to debt ratio
I did NOT say high debt to credit ratio