Thread: Life Who's got two thumbs and no working kidneys?
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Old 05-13-2015, 08:18 PM   #9
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Originally Posted by Shaid View Post
They are but there are a bunch of different rules about who covers what and when. ESRD(End Stage Renal Disease) basically has a clock from when you start dialysis to determine if your group health insurance or Medicare is primary.

Yup. Basically 3 years. You're eligible for Medicare after 3 months; if you keep your private insurance, it remains primary for 33 months, then Medicare becomes primary.
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