Quote:
Originally Posted by ThrobProng
This. I've actually listened to a telephone conversation where a longtime coworker was told by our health insurance company that they wouldn't pay for his liver transplant. It was about $1 million at the time. He never drank, was with the company for 30+ years, and was 2-3 months from death. They gave him a death sentence on ****ing speakerphone.
Our company ponied up the cash for him, but screw insurance companies.
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That's not on the insurance company, it's on the employer for choosing that group plan. There are plans that would cover those costs but it would be much more expensive for the employer and most likely lead to less actual pay for all employees while the total benefit package would be similar. Insurance Companies get the blame many times for a policy that has clear exclusions with a reduced cost compared to plans with fewer exclusions.