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I think a couple of things should happen:
1. If motorcyclist's don't want to wear a helmet, make sure they have the financial means to support themselves on life support for the next 20 + years.
2. Make buckling up children mandatory, which I do believe in most states that is the case. I agree with one of the previous posts' : if the accident victim isn't wearing a seatbelt, the insurance company shouldn't be liable for the costs. But this I don't this would really help with anything because the bill will still be paid by the rest of us.
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Brian K.
Aspire to Inspire before you Expire
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