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Well, they have to find some way to pay for all those fucking commercials. I swear, the only thing that gets advertised more than those credit cards is light beer.
I had a bad experience with Capital One years ago. I was in the middle stage of restoring my credit rating after filing bankruptcy. I hadn't missed any payments in years, and had another credit card with a $7K limit. Capital One wouldn't raise my limit above $300. I got some shitty letter from a corporate pinhead denying my request for an increase. When I tried to get him on the phone, they wouldn't connect me. I canceled right then and there. Definitely their loss, not mine.
Capital One will never be in my wallet.
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