Best vacation the wife and I ever had was at Couples Ocho Rios. We met a couple on the bus ride from the airport and the next day they asked us to be witnesses at their wedding. That was in '94, they live in Jersey and we are still good friends. We are actually talking about a reunion trup back there.
9am - Water skiing on the ocean. Crystal clear, smooth water, it's a weird sensation seeing coral and fish under your skis.
10am - the bar opens. "Yellow Bird with three wings please."
the rest is a blur....
Go with what the others said and stay at the resort, with the exception of a trip to Dunns River falls...