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Originally Posted by PastorMikH
Did you actually get a score without paying? I looked at my credit history a week or two back and everything is clear. But I am curious as to my score but am not willing to pay (or sign up for something that needs canceled) for it.
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All you get are the reports -- no credit score. Although, I should note two things:
1. For the past two years, getting one from TransUnion is damn near impossible.
2. The old credit scoring model is being replaced with one that makes sense (based on a 1,000 point scale, rather than the ridiculous one they use now which makes no sense to anyone except the geek who created it).
Still, Bwana's point stands: It's vital that EVERYONE get a copy of their report. You never know what the hell they put on it (I had a bunch of stuff from my sister ... which is not a good thing).
MM
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