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I just took a defensive driving course taught by a Kansas Highway Patrolman. He said he has done around 3700+ collision reports in over 25 years in the business, and out of the fatal ones he's done, he's only had to unbuckle 2 seatbelts. One guy was impaled by a piece of lumber, and the other ran in to an armored vehicle and was decapitated.
You'd have to be a reerun to get in a car and not wear your seatbelt.
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