On the drafts, we've lived in several old houses and have fought those quite a bit. I went beyond storm windows to plastic. We ran plastic past the window trim over the wall surface just under the curtains on every window. We got some kits from wall mart that had the clear plastic you could actually see through with a plastic molding that stuck to the wall with another plasitc piece that would snap in holding the plastic. You could then take a hair dryer, run it over the plastic and shrink it so that you couldn't see wrinkles or folds. Those worked pretty good for us.
Also, on the house with the bad chimney, it had been built 1890-1900 and had a rock foundation that had lots of air leaks causing major drafts. We put hay bales around the house.
Those two measures cut down most of our draft problems.
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