I'm not going to bother to read this thread, but I would imagine that it consists of people telling Lono what a moron he is for over contributing and letting the Fed. Government hold his money and accrue interest off of it for a year?
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In this world of sin and sorrow there is always something to be thankful for; as for me, I rejoice that I am not a Republican.
- H. L. Mencken
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