|
the insurance would likely pay for it, but you would get a risk advice set up on your policy which would up your premium and subject you to special investigations if wrecks started to set up. Being licensed is more of a state police matter where insurance pays if someone is at fault, beling licensed doesn't really factor in if someone was at fault or not. The only way i recall insurance not paying is if you have restricted driver on your policy where that person cannot drive your car. This is pretty rare
__________________
|