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Insurance through work that currently covers me, my wife and daughter. I pay $200 a month for this, my employer pays the rest.
Primary care physician $25
Specialist (no referral needed) $30
ER $75
Prescriptions $5/$25/$75
No dental coverage at all, unless it is the result of an accident or something life threatening.
Even with this kind of insurance, my family easily runs through $5K or more of out of pocket expenses, in addition to the cost of the policy. I can afford it, but it puts a good crimp on other things we'd like to do.
I can cover my daughter for another 4 or 5 years through my work plan, and then she will be on her own. It's very unlikely she would be able to land a job in that time frame that would offer the kind of health care she has now.
Last edited by cdcox; 11-11-2009 at 01:13 PM..
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