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If you are strictly looking at it tax-wise, then sure, take it over a 6-month period. But I would definitely prefer to have my money now instead of letting someone else earn interest on it.
And it's not clear in your post if you understand that your net tax impact will not change depending on the payout period. I.E., the IRS will take out a chunk in taxes now, but you will get it all back once you file at the end of the year. Your tax bracket determines your total tax liability.
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