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Yes, choosing not to wear a helmet rockets your risk up. Yes he chose to accept the risk. Yes it means a minor accident can suddenly become a fatal one.
It's sad because this is not an atypical teenager. She was doing what all the rest of them are doing. In my opinion we need policies like other countries have that make it much harder and more expensive to get a license.
There was contributory lack of common sense on both sides. Not all bad things have a clear "your fault."
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