Originally Posted by Mr. Plow
That's awesome. Apple does have a similar deal with the insurance....at least I thought they did.
Buddy of mine dropped his iPhone, cracked the screen. When he took it in, guy wouldn't/couldn't fix it, so they offered him a new phone.....at full retail. He ended up finding a place to have the screen fixed, ended up costing him $150 or so.
Mine is as you said above. If something happens with my phone and it needs replaced, I pay a fee (I think $100) and I get a new phone.
I'm sure the "insurance" you refer to is thee your carrier. And most will exchange a phone for a fee and a monthly cost. Apple or other.