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Old 11-08-2012, 08:10 AM   #28
LOCOChief LOCOChief is offline
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Join Date: Nov 2006
Location: Bull Bay
Casino cash: $5606
I know that as a community banker if you are a self employed person with an 800+ credit score and have 20% or more as down payment you have far less chance getting a loan than a person with a W2 from McDonalds with a 640 credit score whom filed bankruptcy 3 years ago putting 3.5% down and are allowed a 5% higher debt to income ratio.
If you have a public pension you will not have a problem getting a loan but if you have an IRA you are completely jacked.
Small / private business is the enemy of this administration and every small business person I deal with feels it.
Posts: 3,121
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