Originally Posted by Strongside
For what it's worth, these people hate asking as much as you hate being asked. They are pressured by their management and, in some cases, have a quota to hit. Most big box retail stores have a set # of credit apps that must be approved every month before management teams can receive profit sharing, bonuses, etc.
Just remember that they are just trying to do their job...as inconvenient as it may be. I worked in retail while in college and had to ask about credit cards. I'd say 70% of the people who applied were denied...which always left me feeling guilty. If you're going to be mad at someone, be mad at the guy behind the desk at corporate headquarters.
Really? That's mind-bogglingly bad. I got my wife one because she had NO credit when we got married, she got one no problem.
Last I knew, there weren't any profit sharing goals to be met. There may be some individual compensation goals, but nothing real major last I knew.
The reason they push them so hard is they own the issuing bank. The World's Foremost Bank is owned by Cabela's. It makes sense to try to make money on both sides of the transaction.
Originally Posted by Bwana
It's a culture thing with Cadella's, they do the same thing at the one here in town. Those guys must get some kind of spiff for signing people up. I do have one of their cards that I use for business and used the points to get a big Yeti Cooler this summer.
With that being said, I went several years without having one and they would pull the same thing. When they would ask at the door, I would just tell them "Yes I do." The problem ended with those three words. Just be glad you weren’t in there on black Friday. My guess is you would have needed a shave by the time you would have been able to escape.
I don't know if the individual greeters get any compensation for signups, but maybe they do. The real reason they are there is to make sure any firearms that come into the store are unloaded so they don't blow a hole in the roof like a Bass Pro store did several years ago. But yeah, if you take a firearm in, they're going to be the ones to ask to look in the chamber.