Originally Posted by HonestChieffan
Thats true up to a point. As you state it it is 100% correct. But if that option represents a substantial part of your compensation and it drops to the negative side, then in essence what you hoped, or had valued it in your planning, then you just took a hell of a hit in income.
Its a matter of perspective at that point.
First lesson of good finance, don't ever plan on getting money that is in the form of options and bonuses. To do so is idiotic. If you took a job based on the hopes that bonuses or stock options would be where you make your money then you got perma-****ed unless you worked out a very beneficial contract for yourself.
I remember interviweing at companies and they would always try to toss in a "bonus" as a perk and I would stop them there. I never wanted to hear about bonuses. If I got one great. Otherwise, just tell me what I am getting in salary and the rest is gravy if it happens.