my 401 was wiped out in 2008.
lost job; took job at 42% less pay; no money to contribute significantly.
finally got a new gig in August where Ill be able to, but I'm paying off all debt first. only 2 years (maybe less) to go. Paid off about 80% of debt was I was carrying.
been a long 4 years, but light at the end of the tunnel is finally here. THen going to sock back as much as I can in 401k to reduce taxable income; save a ton, and either buy a small house in about 5 years; or put down about 50% or more and finance for 15.
will never carry debt again if at all possible.
Life is 99% inspiration, 1% Perspiration, and 1% Attention to Detial.