Originally Posted by DaKCMan AP
Any type of long-term risk that would prevent me from working. I travel often, I live an active lifestyle, I sometimes work around large machinery and hazardous material. Anything can happen.
LTD @ 60% of my annual salary if I can't work anymore is worth the 0.4% of my gross salary that's deducted.
I may have to look into that some. Although it is really difficult to calculate what you need over the long term with inflation. I've got probably 40 more years of work left and I have a hard time calculating insurance that far out.
Maybe I'll just keep bought up on life insurance and have my wife throw me into a driveshaft if I can't work anymore.