Originally Posted by Thatguy
It was easier to get money for school years ago than it is today. Before they never pulled your credit , now they do a complete credit check, so I'm not sure where the "easy money" is coming from. The reason why you could work through school is because it was affordable to do so-loans where not always the first option. Now , they are your only option if your parents aren't loaded, or if you don't earn a scholarship.
You're still not getting it.
The people for whom the money is easy are the colleges. I don't know anyone who has ever been denied the ability to borrow money for college. Maybe it happens in a small number of cases, but it can't be very common.
But even if loans are harder to get today than they were a few years ago, or if the loans have worse terms today than they did then, the tuition problem of today comes from the loans of the past few decades, not the loans being made today. The loans of today (and they're still easy to get regardless of what you believe) are simply driving up costs for tomorrow's students.