Originally Posted by patteeu
You're still not getting it.
The people for whom the money is easy are the colleges. I don't know anyone who has ever been denied the ability to borrow money for college. Maybe it happens in a small number of cases, but it can't be very common.
But even if loans are harder to get today than they were a few years ago, or if the loans have worse terms today than they did then, the tuition problem of today comes from the loans of the past few decades, not the loans being made today. The loans of today (and they're still easy to get regardless of what you believe) are simply driving up costs for tomorrow's students.
When was the last time you applied for a student loan ?