Originally Posted by BigRedChief
The only problem with that is if your brilliant plan for retirement doesn't work out, what are you going to do? Kill yourself or live off the government dole?
I would expect that in cases like that, you could have what I would consider a true social safety net - something that an individual could only access if they passed the means test for it. I would expect it would be enough to live on, but maybe not so comfortably. Something like that would be a lot cheaper and probably much more effective than the system we have now.