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Old 03-31-2013, 11:12 AM   #20
Spott Spott is offline
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Join Date: Aug 2000
Location: Orange Park, FL
Casino cash: $5231
I tried to refinance from 5.875 to a lower rate. Even though my credit score is over 800 no bank will do it unless I put down about 80-90 grand because my loan isn't owned by Fannie Mae or Freddie Mac and isn't a FHA or VA loan and my house is now worth a lot less because the housing market in Florida is about 35-40% of what it was a few years ago.
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