Credit report is a fraud. In order to get credit you have to create dept to pay off in time. When you have everything paid off and don't generate more credit debt then you just stay the same. It's ****ing dumb. Kids out of high school have to earn credit to start out in life and that meens they have to create debt to have credit. This is how I see it.
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A Brave Man Once Requested Me
To Answer Questions That Are Key
'Is It To Be Or Not To Be'
And I Replied Oh Why Ask Me
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