Originally Posted by Dayze
I think a buddy of mine has a 800 score; he's debt free etc; he just uses 3 cards; and rotates them each month in terms of what he buys, then pays off.
he'll use card A for a month for food, gas, etc. then card B for the same thing etc.
I'm sure there are other things he does to improve it, but it seems like that helps significantly.
The wife and I are friends with a younger couple who did precisely this after going through a bankruptcy. It apparently works.
I think the young people enjoy it when I "get down," verbally, don't you?