Thread: Money How does one get credit?
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Old 04-02-2013, 03:49 PM   #70
R8RFAN R8RFAN is offline
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Join Date: Sep 2001
Location: North Carolina
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Quote:
Originally Posted by KCGal View Post
Yep we are brainwashed into thinking we need a good FICO score. All that does is show the bank if you are a good little customer. Meaning you like to borrow money and you are pretty good at paying them when you tell you too.

The ultimate goal is to have a fico score of zero because that means you don't need to borrow money.
I don't need to borrow any money ..

I get the FICO thing but it should also go by the Debt to credit ratio thing

The system is flawed and penalizes disciplined savers
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