Thread: Money How does one get credit?
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Old 04-02-2013, 03:56 PM   #77
SLAG SLAG is offline
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Join Date: Oct 2005
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Quote:
Originally Posted by R8ers View Post
I don't need to borrow any money ..

I get the FICO thing but it should also go by the Debt to credit ratio thing

The system is flawed and penalizes disciplined savers
The FLAW is that you think you need to have a good credit score

It only Penalizes you if you need to borrow money - from what you say it seems like you don't need to borrow any.

I don't understand why you are obsessed with your FICO score.

You can usually get a substantial discount no matter what you're buying if you take your cash out of your wallet ask for a discount or tell them you're going to walk - watch their mouth drool
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