Originally Posted by R8ers
The ultimate goal is to have a fico score of zero because that means you don't need to borrow money.
credit is a tool, just like a rifle or a tractor....
you can do a lot with tools, or you can roll your self over on your riding lawn mower if you are a moron
just be wise and use your tools properly..
you never know when you may need credit...it sure is handy....when you need it
keep your rifle oiled up....ready for battle