Originally Posted by Pawnmower
credit is a tool, just like a rifle or a tractor....
you can do a lot with tools, or you can roll your self over on your riding lawn mower if you are a moron
just be wise and use your tools properly..
you never know when you may need credit...it sure is handy....when you need it
keep your rifle oiled up....ready for battle
I would argue credit is a tool in the same way liposuction is a tool. If you've been making good choices more often than not, eating healthy and exercising, you don't need it. But if that's not the case there's always liposuction.